Efinity Mortgage- Rolando Nandin

11/24/2025

5.0 star review received on Experience.com for Rolando Nandin by Miguel S - Extraordinary service and unique personal attention.

Click to see all 165 reviews of Rolando Nandin, Branch Manager

11/20/2025

Waiting for rates to drop? That’s not a plan.
While you wait, rent checks keep going out, prices can rise, and you miss months of equity. Smart buyers prepare, not guess.
✅ Set your ideal monthly payment
✅ Map price ranges at today’s and future rates
✅ Compare price cuts vs seller credits
✅ Track homes and set lock triggers
You don’t buy a rate, you buy a payment and a plan.
DM “PLAN” and we’ll build your 3-number strategy: payment range, price range, and cash to close.

Rolando Nandin, NMLS ID: 2000054
https://www.efinitymortgage.com - NMLS ID: 1043983

Licensed by the Texas Department of Savings and Mortgage Lending. This is not a commitment to lend. All loans are subject to credit approval and property appraisal. Terms and Conditions apply.

11/19/2025

Inspection Surprises? Here’s How to Keep Your Deal Together
Most contracts fall apart after inspection, not rates or financing. Why? Repairs. The cost, the clock, and the stress hit everyone.
✅ Know your loan rules – FHA/VA have property standards (think peeling paint, missing rails, safety fixes).
✅ Pick the right money tool – Seller credit for points can beat a price cut. Repair credits work when condition is the issue.
✅ Use repair escrows – For small fixes that can’t wrap before closing (rules vary).
✅ Sellers: Get a pre-listing inspection – Find issues early, fix or price them, share receipts.
Line up the loan, the property, and the plan so your time, wallet, and nerves don’t take the hit.
👉 What stresses you most about inspections, cost, timing, or loan rules?

Rolando Nandin, NMLS ID: 2000054
https://www.efinitymortgage.com - NMLS ID: 1043983

Licensed by the Texas Department of Savings and Mortgage Lending. This is not a commitment to lend. All loans are subject to credit approval and property appraisal. Terms and Conditions apply.

11/18/2025

5.0 star review received on Experience.com for Rolando Nandin by Maria M - Mr Nandin is very professional and knowledgeable . He guided us and provided the assistance that we needed through the whole process of our application.
We truly appreciate his valuable work.

Thank you very much,

Adolfo and Elena Morales

Click to see all 163 reviews of Rolando Nandin, Branch Manager

11/18/2025

Hear the click of the lock, smell new paint, eat first-night pizza on the floor.
Owning for the first time feels like choice:
• Pick paint, not deposits.
• Turn up music without asking a landlord.
• Morning light on your own table and friends laughing down the hall.
Start simple.
Define a comfortable monthly payment range, stack funding sources, then shop with confidence.
Many buyers blend savings, gifts, and down payment assistance.
A seller credit for points can sometimes lower the payment more than a small price cut.
We’ll show the difference so you keep more for moving and reserves.
What feels harder right now… payment, cash to close, or where to start?

Rolando Nandin, NMLS ID: 2000054
https://www.efinitymortgage.com - NMLS ID: 1043983

Licensed by the Texas Department of Savings and Mortgage Lending. This is not a commitment to lend. All loans are subject to credit approval and property appraisal. Terms and Conditions apply.

11/17/2025

5.0 star review received on Experience.com for Rolando Nandin by Rodney R - Rolando and his team explained everything they were doing in a way we understood. They explained all the different options and helped us figure out what was best for us.

Click to see all 161 reviews of Rolando Nandin, Branch Manager

11/15/2025

5.0 star review received on Experience.com for Rolando Nandin by Rosa A - I appreciated the explanations of what was going on.

Click to see all 159 reviews of Rolando Nandin, Branch Manager

11/13/2025

🎁 Holiday mindset for homebuyers:
Freedom later 💸 or joy now 🎉the real win is harmony, not 50/50.
🏡 Start with a smart monthly payment.
💰 Save with purpose: cash to close, reserves, and a little “life” fund.
🎯 Spend wisely: seller credits, points, and timing can lower costs more than a price cut.
🪙 Equity-rich? Refi to simplify.
🇺🇸 Veterans: your VA benefit can cover costs.
📊 Self-employed? Clean P&L = smoother mortgage.
Before any purchase: Does this give freedom later or joy now and is it worth it?
Want a plan for lower payment, lower cash to close, or both?
Reply “Plan” and we’ll map it to your timeline.

Rolando Nandin, NMLS ID: 2000054
https://www.efinitymortgage.com - NMLS ID: 1043983

Licensed by the Texas Department of Savings and Mortgage Lending. This is not a commitment to lend. All loans are subject to credit approval and property appraisal. Terms and Conditions apply.

11/10/2025

If you want control of your space, room for your fur babies, and a plan that builds you up... this is for you.
Home is not just walls.
It is a place to call your own, a couch you can eat on if you choose to, and a plan that grows wealth with time.
You do not have to be perfect to start. You just need a plan that fits your season.

[HINT] this is what we can help you with when ready.
All you need to do is tell us your comfortable monthly payment range and your target move month and we'll start to reverse engineer the right plan for you.

Rolando Nandin, NMLS ID: 2000054
https://www.efinitymortgage.com - NMLS ID: 1043983

Licensed by the Texas Department of Savings and Mortgage Lending. This is not a commitment to lend. All loans are subject to credit approval and property appraisal. Terms and Conditions apply.

11/07/2025

🏡 Want to pay off your mortgage faster without refinancing? Here's the simple trick: make extra payments to principal only 💸
Your regular payment hits interest first. But extra money marked “principal only” goes straight to reducing your loan balance, meaning less interest paid over time and a faster payoff.
📊 Example:
• 1 extra payment/year = cut ~3–5 years off a 30-year loan
• 2 extras = ~6–9 years
• 3 extras = ~9–12 years
(Results vary by rate, balance & timing)
✅ How to do it right:
• Use your online portal’s “principal only” option or note it on your check
• Even $50–$100/month helps
• Keep your emergency fund intact, don’t overextend
Curious what 1 extra payment could do for your loan? DM us “Month!” to get started with a quick calculator + simple plan!

Rolando Nandin, NMLS ID: 2000054
https://www.efinitymortgage.com - NMLS ID: 1043983

Licensed by the Texas Department of Savings and Mortgage Lending. This is not a commitment to lend. All loans are subject to credit approval and property appraisal. Terms and Conditions apply.

11/06/2025

5.0 star review received on Experience.com for Rolando Nandin by Adam S - Thank you! Always on time with great options, we appreciate your work!

Click to see all 157 reviews of Rolando Nandin, Branch Manager

11/06/2025

5.0 star review received on Experience.com for Rolando Nandin by Roger C - Rolando made the entire process smooth and stress-free. He was clear, fast to respond, and always kept me updated without me needing to chase anything down. Everything was handled professionally, and he delivered exactly what he promised. Great experience from start to finish.

Click to see all 156 reviews of Rolando Nandin, Branch Manager