Finance4Us Publishing & Coaching

Finance4Us Publishing & Coaching We publish books and provide coaching that provides real-world financial wealth building strategies It starts now...

We author and publish books that provide real-world financial wealth building strategies for real-world folks in real-world circumstances. It's time for a life change... No More Excuses: NOT next year, NOT next week, NOT tomorrow.

Here we are six weeks after my last post and while it's been a wild ride thru tariffs and other geo-political curve ball...
05/17/2025

Here we are six weeks after my last post and while it's been a wild ride thru tariffs and other geo-political curve balls, we now can see the classic "V" recovery. If you stayed firm on the investments in your portfolio, it is nearly back at it's all time high. If you thought the world was ending (again) and sold low, and are still on the side lines, you've missed out on a 20% rocket recovery. This "V" pattern repeats itself often in investing and it has more to do with human psychology than finance. People panic because they think "this time is different' and when they realize it's not, they rush back into the market. Savy investors can anticipate this and use this pattern to increase their returns, but most investors should just hold (and add) to their investments through these unavoidable downturns. All the best on your investment journey. Go get you sum. 🤓

Thought I'd share this at this time of stock market doom/gloom. Having a long-term perspective makes all the difference ...
04/04/2025

Thought I'd share this at this time of stock market doom/gloom. Having a long-term perspective makes all the difference when investing. This too shall pass...

What an incredible time to buy! Afterall, these are the stock market fire sales that in hindsight we'll regret 3-9 month...
03/15/2025

What an incredible time to buy! Afterall, these are the stock market fire sales that in hindsight we'll regret 3-9 months from now IF we allow fear to take over. Far worse yet if you actually sell your positions. Wealth building takes commitment and a willingness to NOT follow the sheep. 😎
https://www.facebook.com/share/p/1DMgNJ2oMn/

The stock market rewards discipline, sacrifice and long-term vision. The trend is your friend and the trend goes way lon...
11/12/2024

The stock market rewards discipline, sacrifice and long-term vision. The trend is your friend and the trend goes way longer than two years. The better day to invest was yesterday, the next best day is today. See it, be it.

Incredible week in both US politics and the markets. 🤗The all-time largest jump in the stock market after a presidential...
11/09/2024

Incredible week in both US politics and the markets. 🤗The all-time largest jump in the stock market after a presidential election. While these things often have a bit of a short-term snapback, the market is very well positioned for 2025. A new America FIRST president arriving in January, declining Fed rates, strong labor market, growing economy and near target inflation are the stuff of dreams. Also, geo-politically a likely end (or at least US funding) of the Russia/Ukraine war. While no time is perfect, 2025 is setup to be another outstanding year for the stock market. If you're still on the sidelines, please consider increasing your exposure to the diverse market via Indexes or ETFs (ex. S&P 500). Remember holding your money in cash is a guaranteed way to reduce its value going forward as inflation may be down, but it is always present. Best of luck.

Many people delude themselves about continuing to work into their golden years as a substitute for making difficult choi...
08/16/2024

Many people delude themselves about continuing to work into their golden years as a substitute for making difficult choices now by investing in their retirement nest egg. Your health and employer may have a completely different plan. Investing NOW gives you the option to work or retire on your terms later. The future is coming whether we ignore it or not today. Choose wisely.

07/02/2024

Please don’t tell me that you want exceptional wealth if you’re not willing to do exceptional work over an extended time period. The road to wealth is both hard and lonely… in the beginning. Grind now and relax later. There will be a later.

Although it says 52 week high for the Nasdaq index this is actually an all-time high. So the negative pundits got it wro...
05/28/2024

Although it says 52 week high for the Nasdaq index this is actually an all-time high. So the negative pundits got it wrong again. At some point there will be a 10%+ correction, but how much of a positive return should one give up to avoid it? The long-term trend is clearly up.

Folks sometimes ask me about investing strategy and I always say you must think long-term , maximize your earnings, defe...
05/19/2024

Folks sometimes ask me about investing strategy and I always say you must think long-term , maximize your earnings, defer spending for investing and focus your investments with diversification in mind. Wealth building is like BBQing brisket. Low and slow. Why… well…. This graph includes the 2000 .NET crash, 2008 Real Estate Crash and 2020 COVID Global Pandemic 😷. See it…. Nope neither can I in 2024. Focus on earning, investing and being exceptionally patient. Invest even more when others are running for the exits. Hard but necessary!

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