Mari Hethcoat Homes Agent

09/15/2025

What a Fed Rate Cut Could Mean for Mortgage Rates

Mortgage rates likely won’t drop sharply overnight, and they won’t mirror the Fed’s moves one-for-one. But if the Fed begins a rate-cutting cycle, and markets continue to expect it, mortgage rates could trend lower later this year and into 2026.

If you’ve been waiting and watching the housing market, now’s the time to talk strategy. Even small changes in rates can make a meaningful difference in affordability, and understanding what’s ahead helps you make the best decision for your situation.

The Federal Reserve (the Fed) meets this week, and expectations are high that they’ll cut the Federal Funds Rate. But does that mean mortgage rates will drop? 

09/11/2025

Patience Won’t Sell Your House. Pricing Will.

Patience isn’t a strategy. Pricing is.

If your home isn’t moving, the market is telling you something – and the right price can change everything. Your house will sell, if you price it strategically.

Talk to your agent about what buyers are willing to pay right now to make sure your home stands out for all the right reasons.

Waiting for the perfect buyer to fall in love with your house? In today’s market, that’s usually not what’s holding things up. And here’s why.

09/10/2025

Mortgage Rates Just Saw Their Biggest Drop in a Year

This is the shift you’ve been waiting for.

Mortgage rates just saw their biggest decline in over a year. And if rates stay near this level, it could make a home you couldn’t afford just a few months ago feel possible again.

What would today’s rates save you on your future monthly payment? Let’s connect so you can find out.

You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did – in a big way.

09/09/2025

The Number of Homes for Sale Is the Highest It’s Been Since 2020

The number of homes for sale is the highest it’s been since 2020. Let’s connect if you want to see what’s available in our local market.

09/08/2025

Why 50% of Homes Are Selling for Under Asking and How To Avoid It

You don’t want to fall behind in this market.

So, let's talk about what buyers in our area are paying right now. With local expertise and a strategy that gets your house noticed in those crucial first two weeks, anything is possible.

Want to know what your house would sell for?

If your selling strategy still assumes you’ll get multiple offers over asking, it’s officially time for a reset.

09/04/2025

Builder Incentives Reach 5-Year High

If you're not finding a home you love, the new home market is buzzing with opportunity. With record-high incentives, price cuts in play, and builders itching to move inventory, this is the best time in years to buy new construction.

Curious how far today’s incentives could stretch your budget? Let’s connect so you can see what builders are offering in our area.

Even with more homes on the market right now, some buyers are still having a tough time finding the right one at the right price.

09/03/2025

What Mortgage Delinquencies Tell Us About the Future of Foreclosures

Foreclosures are rising slightly, but they’re nowhere near the levels of 2008. And delinquency trends don’t point to a crash ahead.

This is something industry professionals are going to watch in the days ahead. If you want to stay up to date, let’s connect so you always have the latest information.

You may be seeing headlines about how foreclosures are rising. And if that makes you nervous we’re headed for another crash, here’s what you should know.

09/01/2025

Thinking About Renting Your House Instead of Selling? Read This First.

Before you decide to rent your house, make sure to carefully weigh the pros and cons of becoming a landlord. For some homeowners, the hassle (and the expense) may not be worth it.

If your house is on the market but you haven’t gotten any offers you’re comfortable with, you may be wondering: what do I do if it doesn’t sell? 

08/29/2025

History Shows the Housing Market Always Recovers

If today’s housing market feels stuck, remember it’s never stayed down for good. Slowdowns end, activity returns, and people get moving again. So, let’s connect, because when the next wave of buyers shows up, you won’t want to miss it.

As activity picks up again, will you be ready to put your house back on the market, or do you need to move sooner?

Now that the market is slowing down, homeowners who haven’t sold at the price they were hoping for are increasingly pulling their homes off the market.

08/28/2025

What Everyone’s Getting Wrong About the Rise in New Home Inventory

Just because there are more new homes for sale right now, it doesn’t mean we’re headed for a crash. The data shows today’s overall inventory situation is different.

If you have questions or want to talk about what builders are doing in our area, let’s connect.

You may have seen talk online that new home inventory is at its highest level since the crash.

08/26/2025

What's Really Happening with Home Prices Right Now?

What's really happening with home prices right now? It all depends on where you live. Want the real story for your area? Let’s talk. 

08/25/2025

Should You Still Expect a Bidding War?

If concerns about bidding wars have been holding you back, it may be time to take another look. Nationally, competition is down. In some markets, it’s down significantly. And with more sellers offering concessions, buyers today have more power and flexibility than they’ve had in a long time.

Want to find out what the market looks like where you’re buying? Let’s connect.

If you’re still worried about having to deal with a bidding war when you buy a home, you may be able to let some of that fear go.