Dan Munford, C.M.A NMLS #139374

12/15/2025

The Fed announced its third rate cut of the year, while more labor data pointed to underlying softness in the job market. Here’s a look at the key highlights. Link in bio.

12/12/2025

Selling during the winter might not get the same buzz as the spring, but it quietly gives sellers an edge most people don’t know about.

History shows the number of homes for sale usually dips this time of year. And that means one big thing for you: less competition from other sellers.

Fewer homes available = more eyes on yours.

If you’ve been considering a move, listing before the spring surge could put your house in a much better position.

Curious what selling this winter could look like? Send me a message and let’s talk it through.

12/10/2025

If you're tempted to wait for rates to come down before you buy a home, here's what you should know. Based on expert forecasts, mortgage rates are expected to stay in the 6s this year. Let's talk about what this means for your move and how to factor this into your plans.

12/10/2025

Why Selling Your House This Winter Gives You an Edge

Winter might not get the same buzz as spring, but that’s exactly why it works in your favor. Less competition from other sellers, more motivated buyers, and a chance for your house to truly stand out.

If you’re thinking about selling, this season can give you a real advantage. Let’s connect and talk through what listing now could look like for you.

Spring gets all the attention, but it’s not always the best time to sell a house. Yes, more buyers show up, but so do a lot of other sellers.

12/09/2025

Despite what you may be hearing in the headlines, experts agree home prices are still projected to rise overall in 2025 – just at a slower pace than we’ve seen recently.

On average, forecasters say it’ll be about a 1.5-2% increase nationwide this year.

While some markets are seeing prices level off or dip slightly right now, a dramatic drop across the board isn’t expected. Prices may even be what some would argue as closer to flat by the end of this year.

But context matters, and what you should always keep in mind is, nationally, prices are up 55% compared to just 5 years ago. So, some slight declines don’t drastically change the game.

But every market is different. So, let’s talk about what prices are doing in our area and what that means for your plans.

12/09/2025

The Winter Buyer and Seller Guides Are Here

The Winter Buyer and Seller Guides are here. Let’s connect so you can get the latest digital copies of these guides.

12/08/2025

Knowing what’s ahead for the rest of the year is key to your success, whether you’re planning to buy, sell, or just stay informed. And that’s why you need an expert who will keep sharing these market updates with you.

So, what do the latest forecasts show? Mortgage rates will likely settle in the mid-6s for the rest of 2025. And that’s not terribly different from where we are now. So, don’t expect a big drop in rates.

But, keeping an eye on factors like inflation that can influence where mortgage rates move is key. And that’s why you have a pro on your side.

If your plans are changing, don’t wait on a rate that may not come. Let’s have a conversation, so you can see what’s possible in today’s market.

12/07/2025

The expert forecasts for the second half of the year show home prices are still forecast to rise nationally – just at a much slower pace. But that’s going to vary by local market. If you want to know what's happening with prices in our area, let’s connect.

12/06/2025

After a quieter couple of years, 2026 is expected to bring more movement – and more opportunity. With sales projected to rise, mortgage rates trending lower, and price growth slowing down, the stage is set for a healthier, more active market.

So, the big question: will you be one of the movers making 2026 your year?

Let’s connect if you want to get ready.

After a couple of years where the housing market felt stuck in neutral, 2026 may be the year things shift back into gear.

12/05/2025

Forecasts for next year are in, and experts say home sales are expected to rise.

When they do, things should start picking up pace.

But that doesn’t mean you should wait for that to happen. The real winners? They’re the ones who start the planning and prep work now.

If there’s even a chance you’ll make a move in 2026, let’s talk strategy so you stay one step ahead of the game.

12/05/2025

People are going to talk about the housing market when they get together this holiday season. And you’re going to hear a lot of different opinions.

Make sure you’re getting your information from a true expert. Here are the real answers to the top 3 questions that may be on your mind:

“Will I be able to find a home if I want to move?”
Yes, there are more homes for sale now than there have been in years, giving buyers more options and sellers more places to go.

“Should I wait for prices to come down?”
Experts aren’t projecting a big decline. While prices will always vary by area, nationally they’re expected to keep rising for at least the next 5 years.

“Will I ever be able to afford a house?”
Affordability is slowly improving as mortgage rates ease and price growth cools, making monthly payments a bit more manageable than they were even just a few months ago.

Clear answers = confident decisions

If you have questions, need more information...

12/04/2025

How low will mortgage rates go? Here's what the experts are saying in their latest forecasts.

While no one is calling for a big drop, experts think there will be slow improvement over the next year.

But it won’t be a straight line down. You’ll want to brace for some bumps along the road as new economic data comes out.

And here's what you need to remember. We don't have to see a big drop for you to feel the difference. Any downward movement should help your bottom line.

If you want to see a rough ballpark of what your future monthly payment could look like as rates ease, DM me.