06/18/2026
A viewer asked a great question:
If you owe more on your current vehicle than it’s worth, how much can a dealership really help?
Can they discount the new car? Adjust pricing? Work around negative equity?
Toro breaks down what actually happens behind the scenes at dealerships and what options buyers realistically have when they’re upside down on a loan.
Have a car-buying question? Drop it below—we might answer it next.