Jim Hockenberry - NMLS 497132 - Cross Country Mortgage

04/01/2025

More mortgage knowledge from your favorite Florida Lender:

Recession talk is heating up – but what does that mean for housing? Here’s what historical data tells us.
If a recession happens, many people assume home prices will crash like they did in 2008. But history tells a different story.
In 4 of the last 6 recessions, home prices actually went up. That means 2008 was the exception, not the rule.
During recessions, prices usually follow whatever path they’re already on. And, right now, prices are still rising nationally.
How does knowing home prices haven’t typically dropped in past recessions change the way you think about buying or selling?

03/31/2025

More mortgage knowledge from your favorite Florida Lender:

Spring is here, and so is the busiest season in real estate. That means competition may be picking up. If you're thinking about buying a home, here’s what you can do about it.
Get pre-approved for your home loan before you even start house hunting. It helps you know your budget and will make your offer look stronger for sellers.
Reach out to a lender to make sure you’re ready when you find the one. Waiting too long to get your pre-approval could mean the perfect home slips away.
What’s your plan to stand out in this competitive spring market?

03/30/2025

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The best week to list your house this year is just around the corner, and if you want to make the most of it, now’s the time to start prepping.
With just a few weeks to go, I can help you focus on tasks that’ll make the biggest impact in the shortest time.
What’s one thing you’d need to do before you’d feel ready to list? Drop a comment below or DM me to let me know.

03/29/2025

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National Housing Trends To Watch

Nationally, the housing market has shifted over the last year. There are more homes for sale, price growth is moderating, and homes aren’t selling as fast. Do you want to know how our market compares? Let’s connect.

03/28/2025

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Do you know how much the market has changed since this time last year? The answer may surprise you.
Data shows that nationally, inventory has grown, price growth is moderating, and homes are taking a bit longer to sell. And overall, that means more options for you and potentially less rush when you buy. And that’s a welcome change.
Are you curious how our area compares? DM me. I’ll walk you through it and what it all means for you.

03/27/2025

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Buyers Have More Negotiation Power – Here’s How To Use It

As inventory grows, buyers are finding they have a bit more leverage. And having the right agent by your side – who can help you approach negotiations strategically – is key.
What’s your biggest concern when it comes to negotiating with a seller? Let me know and we’ll put together a solid plan that makes things less stressful.

You may have heard there are more homes for sale right now. 

03/26/2025

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The Best Week To List Your House Is Almost Here – Are You Ready?

If you’ve been waiting for the right time to sell, this could be it. But timing isn’t the only thing that matters – how well you prep and price your home is just as important.
What’s one thing you’d need to do before you’d feel ready to list? Let’s connect and figure out the best plan to make it happen.

If selling your house is on your to-do list this year, the time to start prepping is now.

03/25/2025

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The spring market is already in full swing. And right now, we’re seeing:
More homes for sale. Slower price growth. Stabilizing mortgage rates. And more buyers.
And if you’re thinking about buying or selling this season, I’d love to explain what this means for your move.
How do you think these shifts could impact your plans to buy or sell this spring?

03/24/2025

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Your Roadmap to Homeownership

Buying a home isn’t just a transaction – it’s a journey. And like any great adventure, having a solid roadmap makes all the difference. From building your dream team to getting pre-approved, house hunting, and signing the papers on closing day – each milestone is an achievement. Your journey starts here. Let’s connect so you have help every step along the way.

Buying a home isn’t just a transaction – it’s a journey. And like any great adventure, having a solid roadmap makes all the difference.

03/23/2025

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How Buying or Selling a Home Helps Your Local Economy

Moving isn’t just a personal milestone – it's an investment in your community, too. If you’re ready to make a move, let’s connect. You’ll make a difference for more people than you know.
What’s most important to you as you prepare to buy or sell your house this year?

Whether you’re buying or selling a house, here’s something to think about that most people don’t.

03/22/2025

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Your Roadmap to Homeownership

There are a lot of steps when buying a home, so here’s your roadmap to homeownership. Let’s connect to get started.

03/21/2025

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Is buying a home part of your plan for this year? Here’s what to expect.
From getting pre-approved to house hunting, all the way to getting the keys, the homebuying process has a lot of moving parts – but you don’t have to figure it out alone. With the right agent and a trusted lender by your side, every step becomes easier.
What’s your biggest question about getting started? DM me, and let’s chat.

03/20/2025

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Homeowner’s insurance isn’t just a box to check – it’s your safety net.
It protects your home, belongings, and even gives you liability coverage if someone gets hurt on your property.
But with insurance premiums on the rise, it’s important to shop around, compare quotes, and look for discounts where you can get them. Things like having a security system or bundling your home and auto insurance could help lower your costs.
Want to make sure you're budgeting for all the costs of homeownership? Let’s chat and break it down.

03/19/2025

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More homes. More options. More opportunities this spring.
According to the latest data, this February, buyers had more homes to choose from than in any other February in the last five years. And that’s a big deal.
With more listings on the market, you have a better chance of finding a home that fits your needs and budget – without feeling so rushed.
How does having more options change your home search?

03/18/2025

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Mortgage Rates Hit Lowest Point So Far This Year

Mortgage rates have dipped, giving buyers a bit more immediate breathing room. If you’ve been waiting for rates to ease before jumping in, this could be your window.
Would a lower monthly payment make buying a home feel more doable for you? Let’s break down the numbers and find out.

If you’ve been holding off on buying a home because of high mortgage rates, you might want to take another look at the market.

03/17/2025

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Did you know? Pre-approval from a lender is one of the first steps you’ll want to take if you’re looking to buy a home.
That’s when a lender will tell you what you’ll be able to borrow for your home loan – and that information is really important to get before you even start looking at houses.
If you’re eager to start your home search, trust me, it’s worth it to get pre-approved first. Reach out to a lender to get that process started.

03/16/2025

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Do you know one of the biggest factors that determines whether homebuyers or sellers have more power during negotiations? It’s inventory.
And lately, the supply of homes for sale has grown. That means things are shifting from the intense seller’s market of the past few years to a slightly more balanced market today.
But this is going to vary a lot by area – it all depends on how many homes are for sale and how many buyers are looking in that local market.
Want to know who’s got the upper hand in our area? DM me and I’ll give you the scoop.

03/15/2025

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What You Need To Know About Pre-Approval

Before you even start looking at homes, there’s something you should do first – and that’s get pre-approved for your mortgage. Pre-approval is when a lender checks your finances and decides how much you’re qualified to borrow for your home loan. This helps you determine your budget and makes your offer stand out for sellers. Connect with a trusted lender to get the process started.

Before you even start looking at homes, there’s something you should do first – and that’s get pre-approved for your mortgage.