11/05/2025
MIDWEEK MARKET REPORT: Zero Down, Infinite Impact—How the VA Loan Accelerates Wealth
Today on The Real Estate Show, we broke down South Florida’s latest numbers and why now is a smart time to buy with the VA Loan advantage:
• National rates (Bankrate 11/5/25): 30-yr 6.24%, 15-yr 5.60%, 10-yr 5.56%, VA ~6.72%, FHA 6.69%, Jumbo 6.36%
• MBA Weekly: Avg conforming 6.31%; refis −3% WoW; purchase apps −1% WoW but +26% YoY
• South Florida: Miami-Dade SFH $665k / condo $420k, ~6.5 months SFH inventory; Broward ~5.4 months SFH & ~11.6 months condo; Palm Beach SFH ~$510k, ~7 months supply
• Investors captured ~33% of Q2 2025 purchases—small investors dominate, institutions are net sellers = opportunity for you
Why it matters: The VA Loan pairs zero down + no PMI + competitive rates with a refi path (IRRRL)—a true wealth retirement accelerator in a market that finally gives buyers choices. Use seller credits for rate buydowns, lock when the math works, and optimize later.
🎧 Hear the full show & read transcripts: www.AutomaticLandlord.com
📲 Questions about loans or eligibility? Text “LOAN” to 561-861-2366
📚 Get your plan in place: Text “EDGE” for our Financial Edge University invite
🏠 Path to Home Ownership workshop: Text “PATH” for the link
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