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Facing Unexpected Job Loss Before Retirement? You're Not Alone.Recent data shows 800,000+ jobs have been cut in the U.S....
09/10/2025

Facing Unexpected Job Loss Before Retirement? You're Not Alone.

Recent data shows 800,000+ jobs have been cut in the U.S. this year, leaving many to navigate unplanned retirement. The reality? 70% of Americans plan to work until 65, but less than 30% actually do.

If you're in this situation, career transition expert Elizabeth Zelinka Parsons reminds us in this Yahoo Finance Decoding Retirement podcast: Give yourself permission to grieve first. Your identity isn't just your job title.

Her four-step framework for moving forward:

🔄 Identity Bridging - Reconnect with who you were before your career defined you

⚖️ Life Restructuring - Reallocate time to health, relationships, and personal growth

đź’° Financial Mindset Shift - Move from accumulation to strategic spending

🎯 Action & Momentum - Leverage your network and start experimenting

Remember: Retirement doesn't mean 365 days of leisure. The most fulfilling next chapter often includes purpose-driven work on your own terms.

Have you or someone you know navigated unexpected career transitions? What strategies worked best?



Plenty of people work hard to reach their retirement, only to find that life after a career can be less satisfying than they thought. On this episode of Decoding Retirement, host Robert "Bob" Powell speaks with Elizabeth Zelinka Parsons, author of "Encore: A High Achiever's Guide to Thriving in Reti...

That $351,000 retirement healthcare figure everyone talks about? It's creating unnecessary panic. 🚨You've probably seen ...
08/19/2025

That $351,000 retirement healthcare figure everyone talks about? It's creating unnecessary panic. 🚨

You've probably seen the headline: "Retirees need $351k for healthcare costs." But here's what that number doesn't tell you—it's the total over 30 YEARS, not a lump sum you need upfront.

In this Yahoo Finance Decoding Retirement podcast, Sudipto Banerjee, Ph.D. from T. Rowe Price puts it perfectly: "Healthcare is not something where you retire one day, then cut a check for $350,000 to someone and it's taken care of."

Instead of fixating on scary headlines, focus on what actually matters:

âś… Your annual cash flow

âś… Understanding your year-to-year healthcare expenses

âś… Planning for ongoing decisions, not one massive payment

Retirement healthcare planning isn't about having hundreds of thousands sitting in the bank on day one. It's about building a sustainable strategy that works year after year.

Don't let sensational numbers derail your retirement planning. Focus on the fundamentals: income, expenses, and realistic annual healthcare budgeting.

What's your approach to healthcare planning in retirement? Share your thoughts below.



The best laid plans for retirement can be totally upended by an unexpected medical emergency, especially if you don't have a reserve of savings to draw from. On this episode of Decoding Retirement, host Robert "Bob" Powell speaks with Sudipto Banerjee, global retirement strategist at T. Rowe Price,....

The "retirement crisis" is a widely discussed topic, with many in the media and the public believing the nation faces a ...
08/12/2025

The "retirement crisis" is a widely discussed topic, with many in the media and the public believing the nation faces a severe issue of inadequate retirement savings. However, accurately defining and measuring this crisis is complex, with varying perspectives on what constitutes sufficient retirement preparation and how best to assess it.

According to Andrew Biggs, author of "The Real Retirement Crisis," many alarming headlines and survey results suggesting a retirement crisis are "just wrong."

He argues that these perceptions are often fueled by misleading data and flawed methodologies, and that the true "retirement crisis" lies instead with governments failing to fund their retirement benefit obligations, rather than households failing to save adequately.

For a refreshingly contrarian take on retirement in America, listen to this week's installment of Decoding Retirement.

The steady stream of dire news about Social Security continues to affect retirement plans around the country; but one man is surprisingly optimistic about its future. On this episode of Decoding Retirement, host Robert "Bob" Powell speaks with Andrew Biggs of the American Enterprise Institute. Biggs...

America is facing a $600 billion caregiving crisis - and most families don’t even see it coming.As lifespans extend and ...
08/06/2025

America is facing a $600 billion caregiving crisis - and most families don’t even see it coming.

As lifespans extend and dementia diagnoses rise, retirement plans built only on dollars and spreadsheets are dangerously incomplete. Family caregivers already provide the equivalent of a part-time job - 20+ hours each week - often sacrificing their own health, wealth, and careers in the process.

In this Yahoo Finance Decoding Retirement podcast, MIT AgeLab Director Dr. Joe Coughlin warns that the “care gap” isn’t just a private pain point - it’s a national retirement challenge that could erode family wealth, strain adult children, and create a profound public burden.

Why this matters to you:

- Your financial plan is at risk. Dementia alone can drain half a family’s wealth before diagnosis.

- Your retirement lifestyle depends on hands-on help. Spouses and adult children may not be available - or capable - to provide care.

- Technology is the new line item. AI, smart homes, and social robots will become essential for aging at home but bring new subscription and equipment costs.

Real retirement security comes from connecting your money to your life. That means preparing for transportation, caregiving, and tech-enabled independence long before the crisis hits.

If you’re a retiree, adviser, or policymaker, the time to prepare is now. Retirement planning must evolve from financial theory to life-ready preparation—or risk being blindsided by the caregiving storm ahead.

With a rapidly aging workforce, budgeting time and money for caregiving has become even more crucial for the average American. On this episode of Decoding Retirement, host Robert "Bob" Powell speaks with MIT AgeLab director Joe Coughlin, who shares his unique perspective on the advancements and chal...

The CMS recently issued a warning to beneficiaries about a disturbing new scam: fraudsters posing as salespeople offerin...
07/27/2025

The CMS recently issued a warning to beneficiaries about a disturbing new scam: fraudsters posing as salespeople offering "free" services or gifts in order to enroll unsuspecting seniors in hospice care — without their knowledge or need.

Fraudsters are enrolling seniors in hospice care — without their knowledge.

AARP and NAC Unveil Sweeping New Report Showing Family Caregiving Has Surged By 20 million in a Decade
07/25/2025

AARP and NAC Unveil Sweeping New Report Showing Family Caregiving Has Surged By 20 million in a Decade

The essential guide to caregiving: tips, resources, and support for caregivers

Some are projecting that Social Security's COLA for 2026 will be 2.5%. But if you subtract the projected percent increas...
07/24/2025

Some are projecting that Social Security's COLA for 2026 will be 2.5%. But if you subtract the projected percent increase in 2026 Part B premiums, the net increase works out to just 1.4%.

How COLA may impact Social Security income next year, and why Medicare premiums will take a big bite out of 2026 cost-of-living adjustments.

Frequent Alcohol Consumption Will Derail Your Finances. How to avoid that from happening.
07/22/2025

Frequent Alcohol Consumption Will Derail Your Finances. How to avoid that from happening.

Alcohol can quietly undermine financial control, decision-making and long-term security.

Uncle Sam is pulling the plug on paper checks. Are you ready?With insight from Jim Blankenship and Travis Stanley.
07/18/2025

Uncle Sam is pulling the plug on paper checks. Are you ready?

With insight from Jim Blankenship and Travis Stanley.

Protect your Social Security benefits!

How should you plan for the possibility of Social Security cutting your benefit by 23%? Marcia Mantell, RMA®️, NSSA®️sha...
07/16/2025

How should you plan for the possibility of Social Security cutting your benefit by 23%? Marcia Mantell, RMA®️, NSSA®️shares her thoughts.

https://finance.yahoo.com/video/social-security-run-money-sooner-190049034.html

via Yahoo Finance

Prospective retirees hoping to cash in their Social Security after 2033 may be in for a rude awakening. The 2025 Trustees Report confirmed that the program will only be able to pay 77% of the expected disbursements after 2033, and with the expected tax cuts from the new Republican budget bill, that....

Healthcare expert Jae Oh, author of Maximize Your Medicare and an Education Fellow at the Alliance for Lifetime Income, ...
07/08/2025

Healthcare expert Jae Oh, author of Maximize Your Medicare and an Education Fellow at the Alliance for Lifetime Income, is sounding the alarm about sweeping disruptions to health coverage now that the One Big Beautiful Bill Act has become law.

This link will take you to a page that’s not on LinkedIn

A Medicare change is coming next year, and your wallet will not like it.
07/08/2025

A Medicare change is coming next year, and your wallet will not like it.

A big Medicare Part B change is coming next year.

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