Dave Brock - HomeSmart

Dave Brock - HomeSmart Why Choose Me, Your Agent?

Working with me, a professional real estate agent, a committed ally to negotiate on your behalf, using our systems in place will streamline your experience with a backing of a trusted company, HomeSmart Stellar Realty.

Housing demand has slowed, but still stable for nowAs someone who closely tracks the Tulsa real estate scene, I’m seeing...
09/20/2026

Housing demand has slowed, but still stable for now
As someone who closely tracks the Tulsa real estate scene, I’m seeing housing demand remain steady for now—despite some shifts in the market. Mortgage rates in 2026 have held below 7%, which has kept demand stable, though we’re noticing growth is flat or just slightly dipping. Inventory and new listings are up a bit, and we’re seeing more price cuts than in previous seasons. With rising yields and some ongoing risks, there’s a chance rates could climb, leading to modest drops in sales and mortgage applications. Navigating these changes takes a clear understanding of our local neighborhoods and a careful approach at every stage, whether you’re buying, selling, or looking to invest.


https://www.roomvu.com/agent-news/david-l-brock/1955557-Housing-demand-has-slowed%2C-but-still-stable-for-now

Homebuyers Find Deals in 38 Major U.S. CitiesIt’s an interesting time to be following the real estate market. In 38 out ...
09/19/2026

Homebuyers Find Deals in 38 Major U.S. Cities
It’s an interesting time to be following the real estate market. In 38 out of the 50 largest U.S. cities, homes are now selling below their asking price—Florida and Texas are seeing some of the biggest discounts, with sales averaging nearly 5% under list. Nationwide, only 25% of homes are selling above asking, a significant drop from 55% in 2022. Here in Tulsa, I’m seeing these shifts play out in neighborhoods like Brookside and Cherry Street as well. Every transaction is unique, but understanding how broader trends influence our local market is key to making smart decisions—whether you’re buying, selling, or investing. My goal is always to guide clients through these changes with clear analysis and a tailored approach.


https://www.roomvu.com/agent-news/david-l-brock/1885254-Homebuyers-Find-Deals-in-38-Major-U.S.-Cities

Housing Week Ahead: August Inventory Data, Mortgage Rates, and Jobs ReportThis week, I’m closely watching several key fa...
09/18/2026

Housing Week Ahead: August Inventory Data, Mortgage Rates, and Jobs Report
This week, I’m closely watching several key factors shaping our Tulsa housing market: fresh August inventory numbers, pricing trends, and shifts in supply and demand. We’re also seeing steady mortgage rates at 6.66%, with global events continuing to influence those numbers. On top of that, the latest jobs report will play a role in buyer confidence and purchasing power. As someone who knows how quickly things can change in neighborhoods like Brookside and Cherry Street, I believe staying on top of these trends is essential—whether you’re considering a move, investment, or just keeping an eye on your home’s value.


https://www.roomvu.com/agent-news/david-l-brock/1958072-Housing-Week-Ahead%3A-August-Inventory-Data%2C-Mortgage-Rates%2C-a

09/17/2026

US Confidence Hits Seven-Mo Low
US consumer confidence slipped to a seven-month low in mid-Q3. While folks felt a bit more secure about current conditions—reflected in the present-conditions index jumping about 7 points to 121—overall outlook turned more cautious. Expectations for income, business, and jobs in the coming months fell, with the expectations index dropping nearly 6 points to 68, a level that’s historically signaled recession risk. Early in Q3, employers cut 23,000 jobs, nudging unemployment to around 4%. That shift was driven mainly by people leaving the workforce, rather than a pickup in hiring. Despite the dip in confidence, homebuying optimism only eased a little and actually continued to climb in mid-Q3, even with around 61% anticipating interest rates will rise further. With federal policymakers holding rates steady and markets signaling limited relief ahead, it looks like borrowing costs will stay elevated through the end of the year. For buyers and sellers here in Tulsa, keeping a close eye on these trends is key—especially as local decisions are shaped by these national shifts.

09/16/2026

More Homes Hit the Market as Demand Cools
We’re seeing a subtle but important shift in the national housing market. Over the four weeks ending August 23, the number of new US listings rose by 0.4% and total homes for sale increased 0.5%, marking the highest inventory levels since early Q2. Yet, pending home sales dipped by 1.1%—the lowest point in six months—as high prices and mortgage rates near 7% (a 13-month high) have made some buyers pause, even with improved inventory. The median US home price is now up 1.9% year-over-year, sitting above $400,000. For buyers, this means more options and a stronger position to negotiate, especially on homes that have been on the market for several weeks—these often provide the best leverage for price reductions or concessions. For sellers, realistic pricing is proving more effective than aiming for the highs of previous years. My approach has always been to guide clients—whether they’re looking in Brookside, Cherry Street, or beyond—through these shifts with honest advice and a strategy tailored to their goals.

09/15/2026

America's Hottest Housing Markets for 2026 Are in the Northeast and Midwest
It’s fascinating to see that projections for 2026 point to the Northeast and Midwest suburbs leading the pack as America's hottest housing markets. These areas are seeing inventory levels still 60% below what we saw before the pandemic, with homes consistently selling above asking price. Buyers are coming in with larger down payments and stronger credit profiles—signs of a highly competitive landscape. While my focus is on Tulsa, I always keep an eye on national trends like these to offer sharper market analysis and strategic guidance for those navigating our own neighborhoods, whether you’re buying, selling, or investing.

09/15/2026

Hey, imagine stepping into a freshly refreshed home with bright paint, new floors, modern kitchen counters, recent HVAC and water heater, four bedrooms, and lovely landscaping near shops and dining

09/14/2026

Oklahoma Offers Down Payment Help
For anyone exploring homeownership in Oklahoma, it’s worth knowing there’s a range of down payment assistance options available throughout the state. Programs include deferred second mortgages, grants, and hybrid structures designed to help with upfront costs like down payments and closing fees. Two statewide options, for example, can be paired with eligible first mortgages to provide about 3.5% assistance—these come with no interest, no monthly payments, and repayment is only due if you sell, refinance, transfer, or move out of the home. There are also statewide programs offering up to 5% assistance, sometimes as a gift, and grant programs through participating lenders ranging from $2,500 to $25,000. On the local level, additional support is available from county, city, and tribal programs, with forgivable or deferred options offering anywhere from $5,000 to $25,000 in assistance. Qualifying often depends on factors like income, AMI, occupancy, education, credit, or purchase price—so it’s crucial to check the latest guidelines. Having worked closely with buyers across Tulsa’s neighborhoods, I know that understanding these options can make all the difference in a successful home purchase.

09/14/2026

Solid one-level living in Pleasant Valley Estates. Spacious three bedrooms, two baths, all on a single floor with no stairs. The sunken great room rises to a vaulted ceiling and centers on a floor-to-ceiling natural stone fireplace, flanked by wood-paneled walls. The large sunken great room and formal dining room sit off the entry. The kitchen offers solid wood cabinetry, built-in double wall ovens, and a separate cooktop. The kitchen is accompanied with a separate dining area. There is also large laundry room. Recent work: new luxury vinyl plank flooring in the entry hall, kitchen, kitchen dining, bathrooms, and laundry room, fresh interior paint, new front sod, and updated landscaping. Carpet in the great room, formal dining, hall and bedrooms. Quarter-acre lot with mature trees and full wood privacy fence, covered front porch, covered patio, two-car attached garage. Union School District. Some photos are virtually staged.

US Building Permits Remain Steady Amid Market AdjustmentsJune's US building permits reached 1.367 million—coming in belo...
09/13/2026

US Building Permits Remain Steady Amid Market Adjustments
June's US building permits reached 1.367 million—coming in below expectations and adding to the signs that housing activity may be cooling off. For those navigating the Tulsa market, this reflects what I've been seeing lately: high borrowing costs are making both buyers and builders more cautious. This slowing pace in residential construction could influence future interest rate decisions from the Federal Reserve. As someone who closely tracks these trends in neighborhoods like Brookside and Cherry Street, I’m always focused on how shifts like these impact our local opportunities and strategies for buying, selling, or investing.
https://www.roomvu.com/agent-news/david-l-brock/1820409-US-Building-Permits-Remain-Steady-Amid-Market-Adjustments

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Tulsa, OK
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