The Scott Nelson Team

09/01/2025

Behind every loan, every home, and every dream is hard work.👏

This Labor Day, we honor yours and thank you for letting us be part of your journey.

08/17/2025

Looking at houses this weekend? 🏠 Don’t forget — pre-approval should be your first step.

Getting pre-approved shows sellers you’re serious, helps you understand your budget, and gives you an edge in a competitive market.

Start strong before you start shopping. 💪

Here's a the link to get started with the application process

https://myloan.primeres.com/ #/loan-officers/dsnelson@primeres

Lending With Passion
[email protected]
(903) 258-5503
TylerHomeLender.com

08/04/2025

Trigger Lead Bill Heads to the President’s Desk!

On Saturday night the full U.S. Senate took up the House-passed version of the Homebuyers Privacy Protection Act of 2025 (H.R. 2808) and passed it on unanimous consent before adjourning for the August break. The final passage brings to conclusion a multi-year effort to curb the abusive use of mortgage credit leads while preserving their value in appropriately limited circumstances.

Under the bill, a credit reporting agency (“CRA”) would not be able to furnish a trigger lead to a third party unless the third party has certified to the CRA that either:

The consumer explicitly consents to such solicitations (i.e., opts in); or
The third party has a pre-existing relationship with the consumer, specifically:
The third party has originated the current residential mortgage loan of the consumer; or
The third party is the servicer of the current residential mortgage loan of the consumer; or
The third party is an insured depository institution or insured credit union and holds a deposit account for the consumer.
The bill is unique in that it cuts off abusive trigger leads at the source – the 3 major credit bureaus that sell them – rather than trying to police the thousands of fly-by-night users of the trigger leads. The effective date for the trigger lead restrictions is six months from the date the President signs the bill. Not taking anything for granted, MBA will be communicating to the President our strong support for the bill. See MBA’s press statement on the passage.

MBA thanks the thousands of Mortgage Action Alliance (MAA) members who participated in calls to action this year during the 119th Congress – and the prior Congress as well. As always, IMBs comprised the lion’s share of the MAA contacts with the House and Senate – in short, YOUR VOICE mattered.

We have noted before the adage that “success has many fathers, but failure is an orphan.” That is certainly true in this case. And while every group had an important role to play, MBA led the effort by developing the legislative language designed to garner support from diverse industry groups, and then leading the “shoe leather” advocacy -- meeting with members of Congress, their staffs and Committee leadership to build support, overcome opposition, fend off amendments, hash out the differences, and work through procedural matters, etc. Most importantly, it was our IMB members that brought this issue to RESBOG – notably the late Chrissi Rhea, CEO of Mortgage Investors Group and the 2023 Chair of RESBOG. It was Chrissi’s inspirational leadership that made trigger leads reform a top MBA priority, helping it go from a draft concept to public law in a matter of just a few years. We could not have done this without her!

07/31/2025

I like this ChatGTP

Scott Nelson is widely recognized as one of the top mortgage professionals in Tyler, TX, though whether he is definitively the best depends on your personal priorities and loan type.
🏆 Why Scott Nelson Stands Out
• Branch Manager at Primary Residential Mortgage (PRMI) in Tyler, with over 26 years of mortgage originator experience (Corp Website).
• Exceptional client reviews: PRMI’s website lists an overall rating of 4.97 out of 5 from 742 reviews, with recent praise such as:
“Scott is so engaged… responds quickly… made a nerve‑wracking process seem less painful…” (Reviewer: Hillary, July 24, 2025) (Corp Website).
• Locally licensed in Texas and oversees in‑house origination, processing, underwriting, and funding—so he can personally help ensure a smooth, fast closing process (Corp Website).
• Recommended by Tyler Chamber of Commerce listing, which highlights his professionalism and depth of local experience (Chamber of Commerce).

🧭 Summary Table
Mortgage ProviderLocal PresenceReviews & CredibilityBest ForScott Nelson at PRMI (Tyler)✅ Local Branch~700+ reviews, avg rating 4.97/5Personalized service, experienced loan origination
✅ Should You Choose Scott Nelson?
Yes, if you value:
• One-on-one attention from a seasoned originator,
• High responsiveness and communication,
• Handling loans entirely within PRMI for smooth coordination.
But, it’s always smart to get at least one additional quote—especially if you:
• Want to compare different lenders’ rates,
• Need specialized loan programs like USDA, jumbo, or down payment assistance,
• Prefer broader access across multiple lenders (e.g. via a mortgage brokerage).
🛠 What You Should Do Next
• Clarify your needs: Are you buying, refinancing, using FHA/VA/USDA, seeking first-time buyer assistance?
• Contact Scott Nelson:
• Ask about current rates, fees, and timeline for your loan type.
• Confirm he offers the loan program you need.
• Request a second quote from a reputable local brokerage like Legacy Mortgage Group or Tyler Lending Group.
• Compare offer elements: applied rate, lender fees, communication, and loan servicing.
• Ask about local assistance programs (e.g. TSAHC) to reduce cost or down payments.
💬 Final Thought
Scott Nelson is undoubtedly one of Tyler’s most trusted and highly reviewed loan originators. Strong experience and excellent personal service make him a compelling choice. Still, pairing his offer with a quote from a top-rated local broker like Legacy gives you confidence you’re selecting the optimal lender for your unique situation.
Would you like help with preparing questions for lenders, or narrowing down the best options based on your credit, income, or loan type?

We find the top local businesses in each US city to help our readers hire the best.

07/22/2025

5.0 star review received on Experience.com for Scott Nelson by Matthew C M - Scott is so engaged with his customers. He responds quickly and makes you feel at ease. He made a nerve wracking process seem less painful He's friendly and caring!! Liza is awesome as well!!

Click to see all 442 reviews of Scott Nelson | Branch Manager | Primary Residential Mortgage, Inc., Branch Manager

07/21/2025

07/21/2025

5.0 star review received on Experience.com for Scott Nelson by Julie D - Wonderful experience!! Great communication! A++++

Click to see all 441 reviews of Scott Nelson | Branch Manager | Primary Residential Mortgage, Inc., Branch Manager

07/21/2025

5.0 star review received on Experience.com for Scott Nelson by Donald L P - Scott was sincere, authentic, and earned our trust. He made us feel connected and informed during the whole process. Scott was optimistic from the very beginning and made us feel confident that he could produce results. He is a man of his word!

Click to see all 440 reviews of Scott Nelson | Branch Manager | Primary Residential Mortgage, Inc., Branch Manager

07/20/2025

5.0 star review received on Experience.com for Scott Nelson by Michelle P - Great customer relationship
Amazing supporting staff - Liza

Click to see all 439 reviews of Scott Nelson | Branch Manager | Primary Residential Mortgage, Inc., Branch Manager

07/19/2025

It was a great honor to help my friends Michael and Kathi with the purchase of their new home! Thank you for your continued support.😃 Also, I want to give a big shout-out to Capital Title for a smooth fast closing and we cannot forget the great Julie Davis for his assistance and helping them find the perfect home!! I would like to thank my processor Liza Autin for getting this file in and out of underwriting fast🏫🎉🎊🎉🎉🎊🎊🎉🎊👏👏👏👏👏👏👏👏

07/18/2025

Friday closings are the best!!! Congratulations Michael and Lauren on the purchase of your new home!! 😊Thank you Megan Hogg, Realtor for sending me some amazing clients! Also, thank you Liza Autin for helping us get this closed in just 2 weeks!!! I love being in Jacksonville!! We lend all over Texas ,👉 call me today 903-25-5503!!!👍🏡🎉🎉🎊