Mortgage Research Network

Mortgage Research Network Mortgage Research Network is the mortgage education arm of Three Creeks Media. Our goal is to help homebuyers make informed decisions.

We provide an educational platform with comprehensive info about home loans, mortgage rates, and real estate trends. Mortgage Research Network is the mortgage-education arm of Three Creeks Media, led by former loan officer Tim Lucas. Tim leads a team of experienced loan officers, capital-markets analysts, and data specialists committed to demystifying the housing and mortgage landscape.

The surge in home prices over the last two years has been an advantage for consumers who want to take advantage of their...
07/19/2022

The surge in home prices over the last two years has been an advantage for consumers who want to take advantage of their property’s equity and use the proceeds for renovations, education or to pay down debt. See how you can use your home's equity:

A surge in home values means mortgage lenders and banks can offer owners larger cash-out refinances, home equity loans and HELOCs. Here’s what you need to know.

Mortgage rates in the U.S. reached the highest level since 2008, after gaining almost three-quarters of a percentage poi...
06/30/2022

Mortgage rates in the U.S. reached the highest level since 2008, after gaining almost three-quarters of a percentage point since the beginning of June, according to a Freddie Mac report:

Higher interest rates and slowing home sales have tipped real estate into a “buyers market” after two years of sellers calling the shots.

Almost a quarter of home sellers had to drop their property’s listing price in May, signaling a run-up in mortgage rates...
06/15/2022

Almost a quarter of home sellers had to drop their property’s listing price in May, signaling a run-up in mortgage rates has softened demand for real estate, according to a Redfin report.

“Sellers are losing control of the housing market," Redfin's deputy chief economist said.

U.S. companies added 390,000 jobs in May, beating the expectations of economists and giving the Federal Reserve support ...
06/08/2022

U.S. companies added 390,000 jobs in May, beating the expectations of economists and giving the Federal Reserve support for continuing the monetary tightening it began in March.

The economy added 390,000 jobs in May, giving leeway to Federal Reserve policymakers to pursue an aggressive plan to tighten monetary policy.

Consumer confidence in the housing market dropped to the lowest level since the early months of the Covid-19 pandemic, a...
05/11/2022

Consumer confidence in the housing market dropped to the lowest level since the early months of the Covid-19 pandemic, according to a Fannie Mae report on Monday.

Consumer confidence in the housing market dropped to the lowest level since the early months of the Covid-19 pandemic, according to a report on Monday.

Home loan rates rose this week to the highest level in nearly 13 years after the Federal Reserve hiked its benchmark rat...
05/10/2022

Home loan rates rose this week to the highest level in nearly 13 years after the Federal Reserve hiked its benchmark rate and laid out a plan to reduce the almost $6 trillion in Treasuries and mortgage bonds it purchased in the first two years of the pandemic.


https://www.mortgageresearch.com/news/mortgage-rates-spike-to-13-year-high-as-fed-cites-plans-to-offload-bonds/

The average U.S. rate for a 30-year fixed mortgage rose to the highest level since August 2009, Freddie Mac said in a report.

The U.S. unemployment rate held steady at a pandemic low of 3.6% in April as companies added 428,000 workers, beating th...
05/09/2022

The U.S. unemployment rate held steady at a pandemic low of 3.6% in April as companies added 428,000 workers, beating the expectations of economists by matching the gain of the prior month.

The U.S. unemployment rate held steady at 3.6% last month as the gain in payrolls beat economists' expectations.

U.S. pending home sales fell 1.2% in March, the fifth consecutive month of declines, as rapidly increasing mortgage rate...
05/03/2022

U.S. pending home sales fell 1.2% in March, the fifth consecutive month of declines, as rapidly increasing mortgage rates along with higher home prices and less inventory stymied buyers.

Signed contracts to purchase homes fell 1.2% in March to the lowest level in almost two years, according to the National Association of Realtors.

The U.S. economy contracted in the first three months of the year as a record surge of Covid-19 infections engulfed the ...
05/02/2022

The U.S. economy contracted in the first three months of the year as a record surge of Covid-19 infections engulfed the nation and exports sagged.

Gross domestic product in the first quarter fell 1.2% from a year earlier, the first contraction since the beginning of the pandemic, as Covid-19 infections surged.

The Federal Reserve’s favorite inflation gauge slowed in March, the first retreat in more than a year, according to a re...
05/02/2022

The Federal Reserve’s favorite inflation gauge slowed in March, the first retreat in more than a year, according to a report issued Friday in the run-up to next week’s meeting of the policy-setting Federal Open Market Committee.

The co-called “core PCE,” the Fed's favored inflation measure that excludes volatile food and energy prices, rose 5.2% in March from a year earlier, slowing from February's pace.

As the housing market enters the spring months when the bulk of transactions typically occur, it’s looking a lot like 20...
04/26/2022

As the housing market enters the spring months when the bulk of transactions typically occur, it’s looking a lot like 2019, said Mark Fleming, chief economist at First American.

The U.S. housing market is showing signs of a return to pre-pandemic days, a First American economist said in a report.

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