25/07/2025
Banks are about legacy, and in Ozark County, Missouri, that translates into historic preservation.
Century Bank of the Ozarks' former home on the Gainesville square is being remodeled — complete with the restoration of historic details — into a space that can live on in new ways. It’s thanks to Chris Harlin, the bank’s CEO, who decided to buy back the bank's longtime home and spend time and resources to restore it in a way that recognizes its history.
“We sold this in 1995, bought it back in 2020 – and I’m glad we did,” Chris tells me.
I visited the building – which served as the bank’s second home from the late 1920s to 1969 – with Chris and a couple of other local folks a few weeks ago, so there may be more progress than shown in these photos. Now seemed like a good time to share about this project, as the bank celebrates its 131st anniversary this week. It was founded in 1894, and today is among a limited number of Ozarks banks that remain locally and family owned.
Even in the middle of construction, historical details were clear as we walked into the building – from its tiny checkered floor tiles, to the door on the vintage vault that’s still in place. The old cannonball safe was there, too, until it was moved across the square to the current bank.
“We’ve moved it – and it was a job,” Chris said of the 4,500-pound safe that fell into the river when it was being transported from West Plains to Gainesville by mules and wagon about a century ago.
When we visited, Chris wasn't sure what the future specific use of the building would be. But regardless, at this point the main goal is shoring up the building so it can be used again, and do as much as possible to recognize original details – like that tile work, which is comprised of many small pieces.
“We’ve got some flooring that will match up to it a little bit,” he says of what will cover most of the floor, but will showcase that original tile: “We’re going to try to find a good spot and expose it, like a three-foot square, and put clear epoxy over it so you can see through it.”
He’s also working with the W.F. Norman Corporation in Nevada, Missouri, which has produced tin ceiling tiles since the late 1800s, to recreate the ceiling tiles that once were present in the former bank.
“I sent them all the pieces that used to be in here and they’re recreating the exact ceiling,” he says.
This historical preservation project isn’t the only one that Chris has made a priority. The family restored the towering Harlin House, now listed on the National Register of Historic Places, and invested in a colorful “Ozark County” mural on the town square. I’m also very grateful that the bank has been a sponsor of Ozarks Alive these past two years, allowing me to tell more stories in Ozark County.
You don’t always see preservation done simply for preservation’s sake, and it’s neat to see someone take this approach – both because it’s personal, but also because it helps the community to have another building ready and able to serve as a community space once again.