09/01/2025
Most retirement plans have a silent budget-buster.
It’s not travel.
Not home repairs.
Not even taxes.
It’s long-term care.
👵 70% of Americans over age 65 will need it.
💸 The average cost? $300,000+ per person.
And no, Medicare doesn’t cover it.
Assisted living. Home care. Memory care.
These aren’t fringe expenses — they’re core risks.
Without a plan, your spouse, your legacy, and your dignity could all be in jeopardy.
Options include:
✔ Hybrid LTC policies
✔ Asset-based solutions
✔ Medicaid protection planning
You climbed the retirement mountain. Now it’s time to protect your descent.
Because your final decades should be full of freedom — not financial fear.
🛡 Share this with a parent, spouse, or friend. The best time to plan is now.
