Chacha, New American Funding

Chacha, New American Funding Ruthchaya 'Chacha' Thitinavakun | Loan Consultant NMLS #1165509
[email protected] | 936.362.8954 I cannot make this happen alone. We as a team can!

My name is Ruthchaya, pronounced as rachea, while most people call me Chacha. I'm currently living in San Francisco Bay Area and my local office is in Walnut Creek. My approach to providing mortgage services to my clients is to listen to what they are looking for, educate, discuss and guide them through out the loan process to home keys. Many of my clients are self-employed borrowers who tend to h

ave sophisticated profiles; therefore, there will naturally be more detail to work with. I enjoy the challenges of getting their loan files done as smoothly as possible. I particularly love working with first time home buyers - helping them navigate the mortgage pre-approval and loan process and providing them step-by-step guidance all the way from the start to the finish line. My goal is to make the home buying process for each and every client as stress-free as possible. Be sure to check out my past clients' reviews! Let's get connected.

Being self-employed shouldn’t keep you from owning a home. 💪🏡 With Non-QM & Bank Statement loans at New American Funding...
09/24/2025

Being self-employed shouldn’t keep you from owning a home. 💪🏡 With Non-QM & Bank Statement loans at New American Funding, we look at your real income — not just tax returns — to help entrepreneurs, gig workers, and small business owners achieve their homeownership dreams.

If you’re building your future on your own terms, we’ve got mortgage solutions built for you. 🙌

09/22/2025

🚨 The Fed just cut rates last week — and that’s BIG news for homeowners and homebuyers! 📉 Lower rates mean a window of opportunity, but remember… markets are unpredictable and move fast, and rates could climb again.

If you’ve been thinking about buying or refinancing, now’s the time to explore your options. Don’t miss your chance to lock in before the market shifts.

💬 Reach out today for a free consultation and let’s see how you can take advantage now!

👑 Retirement should feel like living large, not cutting back.With a NAF Reverse mortgage, you can tap into the equity yo...
09/19/2025

👑 Retirement should feel like living large, not cutting back.

With a NAF Reverse mortgage, you can tap into the equity you’ve already built and enjoy more freedom in the place you call home.

✨ Stay in the home you love
✨ Free up cash flow for the lifestyle you deserve
✨ Retire on your terms

Reach out today to see how a reverse mortgage could help you retire like a BOSS.

📉 Mortgage Rates Hit Their Lowest Point Since 2024!As of September 2025, average 30-year fixed mortgage rates are trendi...
09/17/2025

📉 Mortgage Rates Hit Their Lowest Point Since 2024!

As of September 2025, average 30-year fixed mortgage rates are trending in the low 6s.

✨ Key Highlights:
✔ Rates have been trending downward since May, with sharper drops in recent weeks
✔ Lower rates create opportunities to buy a home or refinance
✔ Home price growth slowed to just 1.9% year-over-year in June (lowest since 2023)
✔ Experts see growing optimism among buyers and homeowners
✔ Millions could benefit if rates continue to ease

📲 Curious what this could mean for you? Let’s connect to review your options.

Read the article: https://www.newamericanfunding.com/learning-center/housing-news/mortgage-rates-fall-to-lowest-level-in-nearly-a-year/

Happy National Hispanic Heritage Month! 🎉Celebrating the vibrant cultures, traditions, and contributions of the Hispanic...
09/15/2025

Happy National Hispanic Heritage Month! 🎉

Celebrating the vibrant cultures, traditions, and contributions of the Hispanic community 💃🌎

🏡 Buying a home is already stressful; insurance shouldn’t add to the load.With NAF Insurance, buyers get streamlined cov...
09/12/2025

🏡 Buying a home is already stressful; insurance shouldn’t add to the load.
With NAF Insurance, buyers get streamlined coverage that helps ensure on-time closings and happy homeowners.

✔️ Less hassle
✔️ More peace of mind
✔️ One less thing on your plate

📲 Let’s connect today to learn how NAF Insurance can support your clients!

Today, we remember the lives lost, the heroes who emerged, and the strength of our nation.
09/11/2025

Today, we remember the lives lost, the heroes who emerged, and the strength of our nation.

Here’s a surprising twist: Redfin reports that housing costs in some areas have returned to pre-pandemic “normal” ratios...
09/10/2025

Here’s a surprising twist: Redfin reports that housing costs in some areas have returned to pre-pandemic “normal” ratios compared to incomes. That sounds like progress, but let's get real:

• Even with that shift, monthly housing expenses gobble up 66% of income in pricey cities.
• Declining mortgage rates are easing some pressure, but affordability? Still a high-bar game.

The full recovery to true affordability (spending no more than 30% of income on housing) could take years unless income growth picks up and rates stay low.

Whether buying your first home or just daydreaming about one, navigating this requires strategy, income planning, and a competent loan partner.
Ready to make moves that make sense, now and later?

📲 DM me “AFFORDABLE” and let’s break it down.

You don’t live a cookie-cutter life, so why settle for a cookie-cutter mortgage? At New American Funding, we create loan...
09/08/2025

You don’t live a cookie-cutter life, so why settle for a cookie-cutter mortgage? At New American Funding, we create loan options that actually fit the way you live and earn. 🏡✨

🏡 Built to last. Backed with confidence. Your clients deserve more than a strong home—they deserve insurance that’s just...
09/05/2025

🏡 Built to last. Backed with confidence. Your clients deserve more than a strong home—they deserve insurance that’s just as solid. ✔️ With NAF Insurance, we make the process seamless from start to finish.

💡 Thinking about buying a home? Here’s a quick insider tip: what you do (and don’t) during the loan process matters just...
09/03/2025

💡 Thinking about buying a home? Here’s a quick insider tip: what you do (and don’t) during the loan process matters just as much as your pre-approval.
✅ Do:
Keep paying bills on time
Save all income docs
Stay in touch with your LO
❌ Don’t:
Open new credit lines
Make big purchases (yes, even furniture 🛋️)
Switch jobs without checking in
Little moves = big impact on your loan approval. Want the full checklist?
📲 Let’s connect and go over the complete list together, so you know exactly what to do (and not do) before closing day.

Cheers to hard work, dedication, and a little time to unwind. Happy Labor Day! 🎉
09/01/2025

Cheers to hard work, dedication, and a little time to unwind. Happy Labor Day! 🎉

Address

1212 Broadway Plaza, Ste 2100
Walnut Creek, CA
94596

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19363628954

Website

Alerts

Be the first to know and let us send you an email when Chacha, New American Funding posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Chacha, New American Funding:

Shortcuts

Share

Category