Chacha, New American Funding

Chacha, New American Funding Ruthchaya 'Chacha' Thitinavakun | Loan Consultant NMLS #1165509
[email protected] | 936.362.8954 I cannot make this happen alone. We as a team can!

My name is Ruthchaya, pronounced as rachea, while most people call me Chacha. I'm currently living in San Francisco Bay Area and my local office is in Walnut Creek. My approach to providing mortgage services to my clients is to listen to what they are looking for, educate, discuss and guide them through out the loan process to home keys. Many of my clients are self-employed borrowers who tend to h

ave sophisticated profiles; therefore, there will naturally be more detail to work with. I enjoy the challenges of getting their loan files done as smoothly as possible. I particularly love working with first time home buyers - helping them navigate the mortgage pre-approval and loan process and providing them step-by-step guidance all the way from the start to the finish line. My goal is to make the home buying process for each and every client as stress-free as possible. Be sure to check out my past clients' reviews! Let's get connected.

Wishing you a Merry Christmas filled with love, joy, and all the magic of the season! 🎄✨
12/25/2025

Wishing you a Merry Christmas filled with love, joy, and all the magic of the season! 🎄✨

More home. More possibilities. The 2026 conforming loan limit just jumped to $832,750! This is great news for buyers re...
12/04/2025

More home. More possibilities. The 2026 conforming loan limit just jumped to $832,750! This is great news for buyers ready to upgrade or enter the market.

Grateful for You!Thank you for trusting us with your homeownership dreams. Wishing you a Thanksgiving filled with love a...
11/27/2025

Grateful for You!
Thank you for trusting us with your homeownership dreams. Wishing you a Thanksgiving filled with love and joy!

Market activity is picking up, and every move matters. With listings up over 11% year-over-year in California, opportuni...
11/15/2025

Market activity is picking up, and every move matters. With listings up over 11% year-over-year in California, opportunities for buyers are expanding. Preparation is key: the right timing, the right offer, and the right loan partner can make all the difference.

📲 Contact me today to ensure your next move counts!

Source: www.redfin.com/state/California/housing-market

🌟 Honoring the brave men and women who have served our country with unwavering dedication and courage. Today, we remembe...
11/11/2025

🌟 Honoring the brave men and women who have served our country with unwavering dedication and courage. Today, we remember and thank all veterans for their sacrifices and the freedoms they have protected. 🇺🇸

KA-BOOM! Your inbox is about to be flooded with excitement! Introducing NAF Pathway 100, bringing 3.5-5% down payment as...
10/17/2025

KA-BOOM! Your inbox is about to be flooded with excitement! Introducing NAF Pathway 100, bringing 3.5-5% down payment assistance to single-wides. Get ready to make your homeownership dreams a reality!

Boost your home buying power! With our increased loan limit, you can now borrow up to $819,000 without jumping into a ju...
10/16/2025

Boost your home buying power! With our increased loan limit, you can now borrow up to $819,000 without jumping into a jumbo loan. More budget means more options for your dream home. Let's explore the possibilities together!

Exciting news for homebuyers! The 2026 loan limits have been updated, now reaching up to $819,000 for single-family home...
10/08/2025

Exciting news for homebuyers! The 2026 loan limits have been updated, now reaching up to $819,000 for single-family homes. This change gives you more buying power and flexibility in the housing market. Whether you're a first-time buyer or looking to upgrade, this is a great opportunity to achieve your homeownership goals.

👻 Don’t get spooked by high rates, they’ve dropped!Now’s a great time to explore your home financing options and save th...
10/06/2025

👻 Don’t get spooked by high rates, they’ve dropped!
Now’s a great time to explore your home financing options and save this spooky season.
📲 Message me to learn more about today’s rates and programs!

10/03/2025

🎃 Don’t be tricked by what you see in the media… let us treat you with clarity, options, and the best loan guidance! 🏡

💰 Your home loan questions answered, no tricks—just professional guidance.

💳 Don't let credit card debt take over your life!Your home’s equity could be the solution! 🏡✨ A HELOC from New American ...
10/01/2025

💳 Don't let credit card debt take over your life!

Your home’s equity could be the solution! 🏡✨ A HELOC from New American Funding lets you tap into your equity to take control of debt, lower payments, and breathe easier financially.

📲 Let’s chat about how this could work for you!

✨ Ease into homeownership with a 2-1 Buydown! ✨Start your journey with a reduced payment rate for the first two years—it...
09/29/2025

✨ Ease into homeownership with a 2-1 Buydown! ✨
Start your journey with a reduced payment rate for the first two years—it’s like a gentle welcome to your new home. 🏡💙

📩 Ready to explore your options? Let’s chat today!

Address

1777 Botelho Drive, Suite 360
Walnut Creek, CA
94596

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19363628954

Website

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