11/20/2025
The longest-ever government shutdown of 2025 has caused financial and operations havoc all over.
A potential long-term effect, and in some ways more pernicious one, is the impact the shutdown could have on your retirement. Your Thrift Savings Plan balances provide a tempting sum for borrowing against, or even for making outright emergency withdrawals. A TSP account is tempting precisely because the cash is there, and it belongs to you.
Our advice: Avoid the temptation if you possibly can.
Read more: https://federalnewsnetwork.com/federal-insights/2025/11/treat-long-shutdown-as-a-short-event-in-your-financial-life/
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Consider tapping your TSP account only as a last resort. Keep it on the same source list as, say, payday loans with their confiscatory terms and conditions.