Kathy Burgos Valdez - Real Estate

09/13/2025

Let me inform and keep you current on what is happening with today's Real Estate market.

Mortgage rates just had their biggest one-day drop in over a year.

They fell to the lowest they've been since last October.

And that shift matters. Compared to when rates were at 7% earlier this year, that could mean your future monthly payment is now about $200 lower.

Want to know how much you could save if you’re looking to buy? DM me and let’s talk it over.

09/12/2025

https://www.facebook.com/share/p/14KjKR7GcXx/?mibextid=wwXIfr

Every ticket tells a story of strength and support.

This October, walk the pink carpet with us at the Kiss of Life: Shades of Pink event, where fashion meets purpose. Together, we celebrate survivors, honor loved ones, and raise awareness in style.

Secure your tickets before they’re gone.

👉 https://www.zeffy.com/en-US/ticketing/kiss-of-lifeshades-of-pink-fashion-show

💟Event highlights include:

* Mistress of the Ceremony: Juana Watkins, Esq., Vice President of Law and Policy & General Counsel at Florida Realtors

* A keynote by Dr. John Rimmer, Head Oncologist at Jupiter Medical Center, and recognized as a “Top Doc” in breast surgery for over ten years

* Direct support for two impactful foundations: Promise Fund and the Sari Center

09/12/2025

Let me inform and keep you current on what is happening with today's Real Estate market.

Mortgage Rates Just Saw Their Biggest Drop in a Year

This is the shift you’ve been waiting for.

Mortgage rates just saw their biggest decline in over a year. And if rates stay near this level, it could make a home you couldn’t afford just a few months ago feel possible again.

What would today’s rates save you on your future monthly payment? Let’s connect so you can find out.

You’ve been waiting for what feels like forever for mortgage rates to finally budge. And last week, they did – in a big way.

09/11/2025

Let me inform and keep you current on what is happening with today's Real Estate market.

The Number of Homes for Sale Is the Highest It’s Been Since 2020

The number of homes for sale is the highest it’s been since 2020. Let’s connect if you want to see what’s available in our local market.

09/10/2025

Let me inform and keep you current on what is happening with today's Real Estate market.

About half of homes are selling for under their asking price right now.

While that feels very different from the past few years, it’s actually a return to what’s considered normal for the market.

And the sellers who succeed today are the ones who recognize this shift. They price smart from day one, make their home stand out, and stay flexible when buyers ask for give-and-take.

You need to plan for the market we’re in, not the one we saw a few years back. And I can help.

Want to know what I think your house would sell for today? DM me.

09/09/2025

Let me inform and keep you current on what is happening with today's Real Estate market.

The number of homes actively for sale is at its highest point since 2020 — and that’s a big deal for any homebuyer out there.

That gives you the widest selection of homes to choose from right now that you’ve had in five years.

That means a better shot at finding the home that truly fits and the chance to make a deal on your terms.

Want to see what’s for sale in our local market? DM me.

09/08/2025

Let me inform and keep you current on what is happening with today's Real Estate market.

If you’ve owned your home for a while, you probably have some serious equity.

Right now, over two-thirds of homeowners have either paid off their mortgage entirely or have at least 50% equity.

That’s a powerful position to be in. Because that much equity gives you a strong financial cushion and an asset you can use to fund your long-term goals.

If you're thinking about moving, downsizing, or just curious what your home’s really worth, DM me and I’ll give you a personalized estimate, because your equity might be able to get you there sooner rather than later.

09/07/2025

Let me inform and keep you current on what is happening with today's Real Estate market.

You may have seen headlines about foreclosures rising, but here’s the truth.

Foreclosure headlines sound scary, but the data tells a calmer story.

Yes, FHA loans are showing more late payments than normal, but delinquencies across all other loan types remain stable.

And since FHA loans are only about 12% of mortgages nationwide, this isn’t the start of a new crisis.

Of course, no one wants to see anyone face the challenges of foreclosure. But the big picture: there isn't a big wave of foreclosures coming, and the broader market looks nothing like 2008.

09/06/2025

Let me inform and keep you current on what is happening with today's Real Estate market.

Builder Incentives Reach 5-Year High

If you're not finding a home you love, the new home market is buzzing with opportunity. With record-high incentives, price cuts in play, and builders itching to move inventory, this is the best time in years to buy new construction.

Curious how far today’s incentives could stretch your budget? Let’s connect so you can see what builders are offering in our area.

Even with more homes on the market right now, some buyers are still having a tough time finding the right one at the right price.

09/05/2025

Let me inform and keep you current on what is happening with today's Real Estate market.

Want to know the secret to getting the best deal on a home today? Spoiler alert: it’s new construction.

Right now, 66% of builders are offering incentives that can lower your overall cost of homeownership. That’s the highest in 5 years. And it’s a big deal.

The most common incentive is a price cut. And on average, they’re taking about 5% off the purchase price. On a $500K house, that’s a savings of $25K.

That could be enough to make the home you’ve been dreaming about more affordable than you think.

Curious how far today’s incentives could stretch your budget? Let’s connect so I can show you what builders are offering in our area.

09/04/2025

Let me inform and keep you current on what is happening with today's Real Estate market.

What Mortgage Delinquencies Tell Us About the Future of Foreclosures

Foreclosures are rising slightly, but they’re nowhere near the levels of 2008. And delinquency trends don’t point to a crash ahead.

This is something industry professionals are going to watch in the days ahead. If you want to stay up to date, let’s connect so you always have the latest information.

You may be seeing headlines about how foreclosures are rising. And if that makes you nervous we’re headed for another crash, here’s what you should know.