Kathy Burgos Valdez - Real Estate

10/05/2026

Let me inform and keep you current on what is happening with today's Real Estate market.

What Higher Mortgage Rates Mean for Home Sellers

Higher mortgage rates are making buyers more cost-conscious. Builders know that, and many are responding with reduced rate, closing-cost help, price reductions, and other incentives.
If you're thinking about selling, let's look at what buyers are getting from other homes in our area – including new construction – and make sure your house is positioned to compete.

Higher mortgage rates don't just affect buyers. They can change what it takes to sell your house, too.

10/04/2026

Let me inform and keep you current on what is happening with today's Real Estate market.

The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

Headlines and social media make today’s rates sound high. But you have to remember, the rate you’re seeing online and your actual rate could be different. The only way to know what your rate could be is to talk to a trusted lender.

With the right help, you can find out what your real rate is – and where it can take you.

You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that's left you reluctant to buy a home, here's what you need to remember…

10/03/2026

😂 I was going to create content today… I REALLY was!

But then…
📱 Forgot to set up my phone stand.
👚 Didn’t like my outfit.
🎥 Only got ONE clip.
🤦🏻‍♀️ Got distracted.
☕ Life started life-ing…
And somehow my perfectly planned content day became THIS. 😂

But you know what? We’re posting it anyway! Because life isn’t always perfectly staged, and neither am I. 🤣

One thing I didn’t forget though…

🏡 I’m your Real Estate Agent! 🔑
Buying • Selling • Investing in Palm Beach County

💙 Kathy Burgos Valdez | REALTOR®
📱 561-332-6457
📧 [email protected]

Now excuse me while I go find that phone stand… 😂📱🏃🏻‍♀️

10/03/2026

Let me inform and keep you current on what is happening with today's Real Estate market.

Higher mortgage rates are making buyers pay closer attention to one thing: the monthly payment.

And builders know it. Right now, 13.8% of new-construction listings are advertising reduced rates, giving some buyers a way to bring that monthly payment down.

So, if you're selling near new construction, that's something worth paying attention to. But it doesn't mean you automatically need to match what a builder is offering.

Depending on your house, your market, and the buyer, competing could mean negotiating on price, helping with closing costs, offering a rate buydown, or simply doing a better job highlighting what your house offers that a new build doesn't.

The point isn't to give more away. It's to know what you're competing against so you can choose the right strategy from the start.

If you're planning to sell, let's look at what buyers can get in...

10/02/2026

✨ THIS IS YOUR SIGN… ✨

To stop scrolling through homes and start imagining one that’s truly YOUR OWN. 🏡🔑

New construction in Palm Beach County gives you the opportunity to start fresh, enjoy modern finishes, and depending on the community and building stage add personal touches that make your new home feel like you. 🤍

✨ New home
🎨 Your personal style
🌴 Palm Beach County living
🔑 A fresh chapter waiting for you

If you’ve been thinking about new construction, maybe this really is your sign. 👀🏡

📲 Let’s explore your options together. I’ll help you navigate the process from the builder’s sales center to closing day.

Kathy Burgos Valdez | REALTOR®
📱 561-332-6457
📧 [email protected]

10/02/2026

🏡 Buying a home in Palm Beach County? Your down payment may be only part of the cash you’ll need.

Before you fall in love with a home, make sure you understand the full amount you may need to bring to closing. Depending on your loan and contract, that can include:

🔑 An earnest money deposit
🔎 A home inspection and appraisal
📑 Closing costs
🏠 Homeowners insurance, property taxes and other prepaids

The good news? You may qualify for assistance, or we may be able to negotiate seller concessions or explore builder and lender credits.

My advice: ask your lender for a cash-to-close estimate before we start touring. I’ll help you understand the numbers and plan your next move with confidence.

10/02/2026

Let me inform and keep you current on what is happening with today's Real Estate market.

Some of you are scared home prices are about to crash. Others are hoping they will. But will it happen?

Fannie Mae just asked over 100 housing experts where prices are headed through 2030. And the consensus is prices are expected to rise, not crash.

Even the most pessimistic experts still forecast prices will go up 6.6%.

So, whether you're bracing for a crash or hoping for one, the forecast is clear. While some markets may see small short-term declines, home prices are going to keep going up nationally.

Have questions about what this means for your move, or what’s happening locally? Let's chat.

10/01/2026

🎀 OCTOBER IS BREAST CANCER AWARENESS MONTH 🎀

This month is more than wearing pink it’s about awareness, strength, hope, and taking care of ourselves. 💗

As a breast cancer survivor, this month is deeply personal to me. I encourage every woman: check yourself, schedule your screenings, and remind the women you love to do the same. Early detection matters.

💗 We celebrate the survivors.
💗 We stand beside those still fighting.
💗 We honor and remember those we have lost.
💗 And we continue to spread awareness and hope.

Take care of yourself you are worth it. 🎀🙏🏼

10/01/2026

Let me inform and keep you current on what is happening with today's Real Estate market.

More Homes for Sale Now Than Any Time Since 2019

House hunting? You've got more homes to choose from than you've had in years. Right now, the number of homes for sale is the highest it's been since 2019. That's basically back to back to pre-pandemic normal – so there's more to pick from, and it's easier to find one that fits your budget. So, when you’re ready, let’s find your home and negotiate a deal you'll feel good about.

10/01/2026

✨ Hello, October! 🍂🏡

A new month means new goals, fresh opportunities, and new possibilities! 💫 Whether you’re thinking about buying, selling, investing, or simply wondering what your next move should be, I’m here to guide you every step of the way. 🔑🤝

Palm Beach County is home, and helping others find their place here is what I love to do. 🏝️💙

🏡 BUY | 🔑 SELL | 📈 INVEST | 🤝 REFER
Let’s make October amazing! ✨

📲 561-332-6457
📧 [email protected]