Bannen Davis Mortgage Team

12/23/2025

End the year feeling empowered, not everwhelmed!

Sitting down and reviewing your budget, creating a plan to tackle lingering debt, and setting new savings goals will help set yourself and your family up for success in the new year and put you on the right track to achieve the goal of homeownership! 🏡🎉

12/22/2025

Could December be the best month to purchase? ❄️ 🏠

Check out our latest blog there we breakdown the sublte advantages that come with purchasing a home in the winter months here⤵️

When people think about buying a home, they often picture spring or summer…longer days, warmer weather, and plenty of listings to choose from. But what many don’t realize is that December can quietly be one of the best months to buy. While the holiday season may seem like an odd time to start ho...

12/19/2025

Have plans on your list but limited cash on hand? A HELOC gives you access to your home’s equity when you need it, for projects now or plans later. If you’re curious whether it could help, we’re happy to talk it through.

Many HELOCs close in as little as 5 days. 🙌 🎉

12/15/2025

What's the gift that keeps on giving, year after year? It’s not just four walls; it’s the space where milestones happen, where Sunday mornings are slow, and where you feel completely secure. It’s a place to call home.

Bannen Davis Mortgage Team at Gershman Mortgage is dedicated to delivering that gift through a smooth and positive lending experience. We make the process simple so you can focus on staying cozy and planning your winter traditions. Where love lives, we lend.

Start your journey here: https://www.bannendavis.com

12/10/2025

Your home works hard for you all year long, so show it a little extra love as winter rolls in! 🏡❤️ Cozy season is even better when you know your space is protected and running smoothly.

Here are a few quick winter maintenance tips to keep everything in top shape:
• Change out those furnace filters for cleaner air and better efficiency
• Check and refresh weatherstripping to keep warm air in and cold drafts out
• Disconnect and clear outdoor hoses + faucets to prevent freezing issues
• Test your smoke and carbon monoxide detectors for peace of mind

A few simple steps today can help you avoid costly surprises tomorrow, so you can focus on enjoying the season. ❄️✨

12/08/2025

Ice thickness guide:

4 inches = safe for skating
8 inches = safe for cars
30 inches = safe for your dinosaur
0 inches = still safer than renting.

It takes 30 inches of ice to hold a T-Rex…
and only 10 minutes to get preapproved.

Do with that info what you will…

www.bannendavis.com

12/08/2025

The holiday season is one of the most popular times of the year for people to fall victim to online scams while gift shopping. Here's best practices to avoid being scammed:

1️⃣ Shop on secure websites (look for HTTPS🔒).
2️⃣ Avoid clicking on suspicious links in emails or texts.
3️⃣ Use strong, unique passwords for your accounts.
4️⃣ Be cautious of deals that seem too good to be true.
5️⃣ Monitor your bank statements for unusual activity.

Stay savvy and protect your holiday cheer! 🎄

12/05/2025

Holiday cheer doesn’t have to mean financial stress. Try these simple budgeting tips:

🌟 Create a total holiday budget (gifts, travel, food)
🎄 Prioritize must-have items
🛍️ Compare prices or shop sales
📊 Review your spending as you go

Your January self will thank you! 💙

12/01/2025

Unwrap the power of your home's equity this holiday season! A HELOC is a revolving line of credit based on the equity you’ve built in your home...think of it like a flexible financial tool you can use as needed.

From home upgrades to holiday expenses or long-term goals, gifting yourself a HELOC means giving yourself options. 🎁✨

Interested in a HELOC? Get in touch with a loan officer today! https://www.bannendavis.com