12/04/2025
FINAL WARNING: THE AMEX PLATINUM HEIST 🚨
Alright, my friends. Listen up! It is almost 2026.
This card has a ridiculous $895 annual fee. The only way it makes sense is if we bleed them dry for every single credit they offer.
Right now, it's Free Money Season. The clock is ticking, and on December 31st, a pile of cash disappears forever. This is your final "Use it or Lose it" warning.
THE "USE IT OR LOSE IT" CHECKLIST (DEADLINE: DEC 31st)
This is the money that vanishes at midnight. No excuses.
✈️ $200 Airline Fee Credit: Use this for baggage fees, seat selection, or a lounge day pass. Don't leave this on the table.
🛍️ $100 Saks Credit: You get $50 for the second half of the year. If you haven't used it, go buy some fancy socks online right now for $50 or more. It's free.
🚗 $200 Uber Cash: You get $15/month, but December is a $35 bonus. This expires at midnight on the 31st. Use it for rides or Uber Eats. Order a pizza. Do not give it back to them.
THE "ALWAYS ON" ARSENAL (Your Year-Round Value)
This is the rest of the loot you should be grabbing.
📺 $240 Digital Entertainment Credit ($20/month for Disney+/Hulu/Peacock, etc.)
🏨 $200 Fine Hotels & Resorts Credit (for prepaid bookings)
🚀 $189 CLEAR Plus Credit (covers the whole membership)
🛒 $155 Walmart+ Credit (covers the monthly fee)
🌎 $100 Global Entry / $85 TSA PreCheck Credit
You have already paid the annual fee. That money is gone. This is Amex's money now, and your job is to take it back. Don't let the calendar rob you.
What's the best thing you've bought with your credits this year? Drop the intel in the comments.