11/11/2025
Why would a pastor want to monetize their ministry?
Let’s be honest... most pastors already do monetize their ministry.
They simply call it a salary, a stipend, or a housing allowance.
They’re literally paid by a local church to serve and lead that community (and there's nothing wrong with this).
Even the Levites in the Old Testament were provided for by those they served!!!
But here’s a few reasons that pastors are now exploring additional ways to monetize their gifts:
1. The cost of preparation is massive.
A typical Master of Divinity costs anywhere from $30K–$40K+ in tuition alone. Add housing, books, and living expenses, and that number can easily double. Meanwhile, the average full-time pastor in America earns under $50,000 per year.
The result? 70% of pastors report carrying ~$43,000 in non-mortgage debt.
2. Family and financial realities are pressing.
Pastors aren’t immune to everyday expenses. Many want to send their kids to Christian school, pay off student loans, or afford a modest home. And sometimes, unexpected challenges arise. One of my students joined the Tentmaking Accelerator after accumulating multiple five figures of debt from his daughter’s scoliosis diagnosis.
To the keyboard warriors in the comment section... is it wrong for a father to use his God-given skills to provide for his family? Of course not.
3. Expanding impact beyond the pulpit.
Online teaching, writing, and coaching can multiply a pastor’s reach far beyond Sunday morning. By monetizing that teaching, the demand on the local congregation can actually be lessoned or eliminated all together.
Want an example? Look at Rick Warren who has sold 50M+ books worldwide. As a result, he stopped taking a salary from his church, freeing the congregation from that financial burden.
So when someone sneers, “How dare you monetize ministry?”... remember this:
Here's the point...
Unless your are arguing that every professional serving in ministry should be unpaid, your criticism is self-defeating.
Because if you believe pastors should never receive compensation, you’d also have to argue that ALL pastors, missionaries, worship leaders, church secretaries, Christian teachers, and church staff should all serve without provision too—which isn’t sustainable or biblical.
If you're a pastor or ministry theres a different question.
Am I stewarding my calling and my skill set responsibly?
If you want to learn what how to turn your best sermon series into an online course that earns an additional 5-6 figures per year, let me know. I have a free course I'd love to send you!