Jimmy Rosario-Cruz The Mortgage Magician PA & FL NMLS #1569969

12/09/2024

Self employed buyers please watch! I can help where the banks can’t

11/08/2024

🏡 Mortgage Market Wrap-Up: November 7, 2024
The mortgage market ended today with rates showing slight movement ahead of the Federal Reserve’s much-anticipated rate cut. The average 30-year fixed-rate mortgage ticked up to 6.79%, continuing its upward trend, while the 15-year fixed-rate mortgage increased to 6.158%. Despite this, the Fed’s decision to cut interest rates by 0.25 percentage points could bring some relief in the coming weeks, potentially easing borrowing costs for homebuyers and refinancers alike.
With economic indicators showing mixed signals, including a slight rise in unemployment claims and steady productivity growth, mortgage rates remain sensitive to broader market conditions. As we head into the final stretch of 2024, experts predict that rates may stabilize or even dip slightly, offering a potential window of opportunity for those looking to lock in a deal before year-end.
Stay tuned as the Fed’s moves continue to shape the housing market! 🏠📉

10/30/2024

10/03/2024

10/02/2024

If you’re interested in becoming an investor in Real estate, I have options for first time investors that weren’t available in the past! Build wealth with investment properties using the projected income to qualify 🪩

09/13/2024

09/13/2024

This 1336 square feet Single Family home has 3 bedrooms and 2 bathrooms. It is located at 425 N Franklin St, Hanover, PA.

09/13/2024

Realtors in Central PA Area! Contact me if you want a loan officer doing live pre approvals right at your open house! Don’t hesitate to reach out🥳

09/03/2024

Numbers don’t lie, look it up!

08/26/2024

Homebuying is now more affordable! Without the burden of an upfront down payment, you can start planning your move into a home sooner than you think. Let's make homeownership a reality for you!

08/21/2024