Frugal Living

Frugal Living Frugal Mom| Big Family | Gardener| Christian |Homeschool Family
Sharing my tips with you! I’m a hardworking mom who loves finding smart ways to save money.

From deals and discounts to money-saving subscriptions and promotions, I share the best tips I’ve discovered to help you stretch your dollars further. With a big family and years of experience, I’ve learned how to make every penny count — and I’m here to help you do the same!

The Sparrow and the PeacockOnce upon a time, in a bustling marketplace, a sparrow admired the peacock’s dazzling feather...
12/14/2025

The Sparrow and the Peacock
Once upon a time, in a bustling marketplace, a sparrow admired the peacock’s dazzling feathers. The peacock strutted proudly, spending his coins on jewels and perfumes to match his beauty.
The sparrow, though plain, saved her crumbs and tucked away seeds for the winter. She traded wisely, never buying more than she needed.
When the cold winds came, the peacock had nothing left but his fading feathers. The sparrow, with her careful stores, shared her seeds with others and sang joyfully through the frost.
The villagers gathered around her, grateful for her foresight, while the peacock hid in shame.
Moral: True wealth is not in what dazzles today, but in what sustains tomorrow.

💳 Ready to level up your wallet? Sign up for a Capital One card today through my referral link and enjoy great rewards, ...
12/14/2025

💳 Ready to level up your wallet? Sign up for a Capital One card today through my referral link and enjoy great rewards, perks, and benefits. Don’t miss out—apply now and start earning!

Refer a friend and enjoy a bonus when your friend applies through your Card referral offer link and is approved. Start today!

🚨 Have you signed up for Rakuten yet? 🚨It’s the easiest way to earn cash back AND snag unlimited referral bonuses!✨ Here...
12/14/2025

🚨 Have you signed up for Rakuten yet? 🚨
It’s the easiest way to earn cash back AND snag unlimited referral bonuses!
✨ Here’s how it works:
• Share your referral link with friends, family, coworkers—everyone you know.
• They join Rakuten and spend $50 within 90 days.
• You get $50.
💸 The best part? Bonuses are UNLIMITED. Keep referring, keep earning.
Don’t miss out—start sharing your link today and watch the rewards add up!

PS!! I have been using Rakuten since 2022 and have made to date $403 cash back sent via checks to me as I earn.

www.rakuten.com/r/PENNYM1445?eeid=28187

I use Rakuten for my shopping and you should too! Join and get $50.*

12/14/2025

Calling All Authors!
Do you have a personal or professional development book that deserves to be seen by a wider audience in 2026? 📚✨

We’re creating our 2026 Personal and Professional Must-Read List, and we want YOU to be a part of it! This is your chance to showcase your book across multiple platforms, including social media, email subscribers, and more, to readers eager to discover powerful resources for growth and transformation.

🔑 What’s Included:

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Featured on our Must-Read List on our website

Ready to be featured? Click the link to sign up today! $40 USD Registration Fee

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Frugal Living Focus: Meal Planning Magic One of the easiest ways to save money (and time!) is by planning your meals ahe...
12/14/2025

Frugal Living Focus: Meal Planning Magic
One of the easiest ways to save money (and time!) is by planning your meals ahead. Not only does it cut down on impulse grocery buys, but it also helps reduce food waste—every dollar saved in the kitchen adds up!

Quick tips to get started:
• Shop your pantry first—use what you already have before buying more.
• Plan 3–4 core meals for the week and repurpose leftovers creatively.
• Stick to a grocery list to avoid overspending.
• Batch cook staples like rice, beans, or roasted veggies to mix and match.

Remember: frugal living isn’t about cutting joy—it’s about making intentional choices that stretch your resources and simplify your life.
Let’s keep building habits that save money and make life easier.

Frugal Holiday Tip: Spend More Moments, Not More MoneyThe holidays don’t have to drain your bank account to feel magical...
12/12/2025

Frugal Holiday Tip: Spend More Moments, Not More Money

The holidays don’t have to drain your bank account to feel magical. Some of the most meaningful traditions cost little to nothing—but create memories that last for years.

Here are a few budget-friendly ways to make the season special:

• Host a cozy potluck instead of a full dinner—everyone brings a dish, everyone saves.

• Swap gifts for experiences, like a game night, cookie bake-off, or volunteering together.

• Use what you already have to decorate—old ornaments, scraps of ribbon, pine cones from the yard, even jars filled with lights.

• Set a family challenge: Who can create the best $10 gift? The creativity (and laughs) are priceless.

• Shop your pantry first before buying ingredients—holiday meals often start with what you already have.

The joy of the season isn’t found in the price tag—it’s in the people, the moments, and the gratitude that fills the room.

What’s your favorite low-cost holiday tradition?

12/05/2025

Join the fun!
12/04/2025

Join the fun!

12/02/2025

Today is a great day to be !

Frugal isn’t about less—it’s about more creativity, more joy, and more savings.Stretch your dollar without sacrificing j...
12/02/2025

Frugal isn’t about less—it’s about more creativity, more joy, and more savings.

Stretch your dollar without sacrificing joy this season!
• Shop Your Pantry First 🥫
Before heading to the store, check what you already have. Many holiday recipes can be adapted with pantry staples—saving you both money and time.
• DIY Décor 🎄
Repurpose jars, baskets, or even old wrapping paper into festive centerpieces. It’s eco-friendly and budget-friendly.
• Gift of Time ⏳
Instead of buying, offer experiences: babysitting, pet care, or a homemade meal. These gifts often mean more than store-bought items.
• Energy Savers 💡
Unplug unused electronics and switch to LED lights. Lower bills = more room in your budget.
• Plan “No-Spend” Days 📅
Challenge yourself to skip purchases for one or two days each week. It builds mindful habits and keeps impulse buys in check.

🍪 Frugal Christmas Cookie Ideas1. Cinnamon Crinkle Cookies•  Made with spice cake mix, cinnamon, eggs, butter, and powde...
11/30/2025

🍪 Frugal Christmas Cookie Ideas
1. Cinnamon Crinkle Cookies
• Made with spice cake mix, cinnamon, eggs, butter, and powdered sugar.
• Yield: 36 cookies for under $5 total.
2. Peppermint Snow Cookies
• Uses basic sugar cookie dough with peppermint extract and crushed candy canes.
• Great for cookie exchanges and holiday trays.
3. Cake Mix Cookies (Any Flavor)
• Just cake mix, eggs, and oil — customize with sprinkles or frosting.
• Super versatile and cheap.
4. Rudolph Cookies
• Basic sugar cookie base decorated with pretzels (antlers), chocolate chips (eyes), and red M&Ms (nose).
Fun for kids to decorate.
5. Dark Chocolate Cranberry Magic Bars
• Uses a simple crust, chocolate chips, dried cranberries, coconut, and condensed milk.
• Slightly pricier but still frugal if you buy ingredients in bulk.

Bonus Budget Tips
• Buy cake mix on sale and use it for multiple cookie batches.
• Use store-brand butter and sugar — flavor stays great.
• Decorate with crushed candy or cereal instead of expensive toppings.
• Make double batches and freeze extras for gifting or parties.

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