Super Saver Money Maker

28/11/2023

Do you need several prescriptions?
Pre paid could be the way to go.
£11.16 a month if you do it for 12 months which could save you up to £351 a year if you need 4 items a month.

Check out the NHS website and see if it will benefit you.

budgetingtips

09/11/2023

Do you price watch?

This is something that annoys me how prices move, especially on Amazon.
I'm watching a dashcam and the price has moved £40 in the last month.
Probably so that black Friday deals look better than they are.

You have to watch, wait and be aware of what price range something has been in to get a good deal
Happy hunting.

25/10/2023

We all have different life costs and needs.
Some can really impact and I wanted to highlight that here.
These needs can vary from extra help, home adaptations, mobility costs, needing specific size of vehicles or automatic.
This last one is something I have had to contend with myself.
Often lost income opportunities are high up on that list but everything varies and people can need all sorts of different help to different degrees.
In the UK, PIP is available to help with these costs but getting PIP is a challenge unto itself and is usually quite stressful and not straight forward.

11/10/2023

It is so important to keep on top of and be ready for change that may happen.
Especially when it comes to money.

A budget works well at placing your money where it needs to be.
But it only works for as long as things stay the same, after this the wheels can fall off pretty quickly.

By looking over and checking it out you can make sure it still works. Need to add in extras for the bills, get it sorted.
Need to save some more? Rearrange that budget, move it where it needs to be.

It's always difficult but if you keep adjusting as you go it can become a habit and help you to stay on track.

08/10/2023

03/10/2023

Higher interest means higher cost when borrowing.
Inversely higher rates means better returns in cash.
You can win and lose from the same thing. So know how it works and budget accordingly. Especially if the interest is variable and can change, it nearly always goes up and rarely comes down.

18/09/2023

only banks are everywhere now. Do you use any of them?
How have you found it, are they as good or better than legacy banks? Have you stayed with a bank, why?

Comment and let me know

finance

13/09/2023

Really this is what it's about.
Thinking ahead, having that preparation and following it as best you can.


moneyadvice

09/09/2023

I've been using for a while as part of my list of websites.

Remember one or two a year on each website is all you need to really boost your income.

Take the time for it to start working, you'll be rejected more than accepted.

finance

27/08/2023

The challenge is getting going.
Then it is keeping going.
Always a to wait for something especially in a world that's designed to make you spend.
, media, always a new version or model. Tuning it out is
But no matter if you falter it's about following through on your decisions.

Keep going!

23/08/2023

22/08/2023

Sometimes the happens and you feel you are life.
We knew we had a slight intermittent leak but couldn't find it and didn't know it was bad till the inevitable puddle showed up.
The cabinet was completely unexpected and slightly
All sorted now thankfully, and we ended up with more drawers in the kitchen which makes an amazing difference Would recommend for quality

20/08/2023

Good luck
Go England

🦁

18/08/2023

Sometimes nature provides.
Nettles never looked so pretty.
For context I got stung getting this picture.

18/08/2023

Are you bossing your banking app?
Used properly it is a treasure trove of information.
Looking to budget and it can give you the numbers you need to get going.

Don't avoid your balance and looking at the banking app because it really can be the foundation for building your budget.

16/08/2023

Sometimes you've just got to keep going.
A plan takes time to work. Hard times lead to good times.
Tough decisions open new avenues to explore.
Keep going and don't stop while working towards your goals.

10/08/2023

we discuss our plans. Deciding what we want to do is a joint decision. We are always and always bouncing ideas so that when we act we have sorted most, if not all of the details.

1st of the month we pay into the joint account.
The bills all come out of here and it's paid without thought.
I couldn't remember to do this so it has to be automated. Direct debits and standing orders make it easy.
I've budgeted for these expenses and know we can manage it.

Our savings are done each month leaving us with individual spending money and also money to spend together.
Because we know how much we have left after savings, investments and bills every month we know what we can and can't spend.
Anything left is saved for future months.

You have to do money together.
It's so important to be on the same page about wants and needs.
If you have different ideas about what is important then you will find it much more challenging.