22/12/2025
I've come to a decision. Unless there are other events that come along and need my financial attention, after I finish my mother's roof, I am going to sell off all my stock and use all the cash from that and my savings to completely pay off my mortgage and be 100% debt free with my own house before 50 years old. I won't have any cash or stocks left, but I will still be saving between $2000 to $3000 a month after the fact. So, it would only take a few years to get back to the level of cash and stock assets I currently have, and then blow past what I would have if I continue to pay the mortgage for another 17 years.
I think it would be best to own my own house, completely debt free, and not have to have any concern about what a job will or will not do for me. I can walk if I choose. I can stay. I won't have to put up with anything I don't like. This choice offers complete financial freedom, because I would already own the big necessities in life. SHELTER! And no one could take it away, for all intents and purposes.
I started from poverty, from well below poverty. I put myself through college by maintaining high enough grades to qualify for full funding via grants, so no payback. I started at an $8 an hour job. I supported my parents and their household on that for 20 years, increasing my earnings from $8 to $12, to what I currently make. I paid their debt, I cared for them, I bought my own house at full price, I paid to fix it up, I bought my own cars, I bought my parents cars, and now I am in an enviable position to become debt free in less than a year.
It's a nice feeling, knowing you don't have to be under anyone's thumb, and that you have more than everything you will ever need.
If I could do it, then anyone can. Even in today's economy. You just have to walk the right path. It ain't easy. You don't get to have or do all the cool things you want to do, at least not in the beginning. But, I think it's worth it in the long run.
Now back to the music!
“Wherever I May Roam” by Metallica from the album Metallica © 1991Lyrics:(And the road becomes my bride)And the road becomes my brideI have stripped of all b...