More Money With Moyo

More Money With Moyo 🌍helping busy Africans build wealth
👩🏽‍💻Chartered Accountant

Not financial advice.For educational purposes only.

DAY 11/30! WHO’S WALKING WITH ME? 🚶🏾‍♀️Your mission today: 10,000 STEPS.No excuses. Just start walking. 😂Once you hit 10...
11/09/2026

DAY 11/30! WHO’S WALKING WITH ME? 🚶🏾‍♀️

Your mission today: 10,000 STEPS.

No excuses. Just start walking. 😂

Once you hit 10,000 steps, post your screenshot in the comments BEFORE MIDNIGHT. 📸👇🏽

I haven’t created a group or channel yet, so THIS is our check-in - I’m pinning this post so you can find it all day.

You can use a free step-tracking app like StepUp or Pacer.

⏱️ 10,000 steps can take roughly 1½ hours, but you DON’T have to do it all at once.

Try:
🔸 20 minutes morning
🔸 30 minutes in the afternoon
🔸 40–60 minutes in the evening

Or split it throughout the day - whatever works for you!

💧 Stay hydrated.
🥚 Get enough protein to support your muscles. Eggs are an easy, affordable option.

10,000 steps today.

LET’S GET HEALTHIER AND WEALTHIER. 🖤🔥

POST YOUR SCREENSHOT BEFORE MIDNIGHT 👇🏽

The three stages of financial freedom1. Cut expensesEveryone starts here, and it works. Cancel subscriptions, cook at ho...
10/09/2026

The three stages of financial freedom

1. Cut expenses
Everyone starts here, and it works. Cancel subscriptions, cook at home, drive the car until it’s paid off. Real progress, and it feels great.

2. Hit the ceiling
You can only cut so much. Eventually you’re down to essentials, and no amount of discipline trims further.

3.Build income you can’t out-save your way to. This stage takes a different skill set - less discipline, more risk, creativity, and starting before you feel ready.

Cutting expenses buys you room to breathe. Building income is what actually buys you out.

DAY 10/30! WHO’S WALKING WITH ME? 🚶🏾‍♀️Your mission today: 10,000 STEPS.No excuses. Just start walking. 😂Once you hit 10...
10/09/2026

DAY 10/30! WHO’S WALKING WITH ME? 🚶🏾‍♀️

Your mission today: 10,000 STEPS.

No excuses. Just start walking. 😂

Once you hit 10,000 steps, post your screenshot in the comments BEFORE MIDNIGHT. 📸👇🏽

I haven’t created a group or channel yet, so THIS is our check-in - I’m pinning this post so you can find it all day.

You can use a free step-tracking app like StepUp or Pacer.

⏱️ 10,000 steps can take roughly 1½ hours, but you DON’T have to do it all at once.

Try:
🔸 20 minutes morning
🔸 30 minutes in the afternoon
🔸 40–60 minutes in the evening

Or split it throughout the day - whatever works for you!

💧 Stay hydrated.
🥚 Get enough protein to support your muscles. Eggs are an easy, affordable option.

10,000 steps today.

LET’S GET HEALTHIER AND WEALTHIER. 🖤🔥

POST YOUR SCREENSHOT BEFORE MIDNIGHT 👇🏽

09/09/2026

Money lessons for bible.
“See that nothing gets wasted”

I’m begging you to have less fixed expenses.Not zero. Not living miserably.I mean getting rid of the ones that take your...
09/09/2026

I’m begging you to have less fixed expenses.

Not zero. Not living miserably.

I mean getting rid of the ones that take your money every month without giving enough back.

Because financial clutter is real.

The car payment on something that depreciates.
The subscriptions you forgot you had.
The oversized home you upgraded into out of habit, not need.
The lifestyle that grows just because your income did.

But not every fixed cost is clutter.

A mortgage that builds equity.
Childcare that buys you working hours.
Insurance that protects you from a major financial setback.

Those aren’t leaks - they’re trades.

The question isn’t, “How small can I make my expenses?”

It’s, “Does this still deserve a permanent claim on my future income?”

Audit your expenses like that.

Every unnecessary fixed expense is money that can’t move when life changes or an opportunity comes along.

You don’t need a bigger lifestyle.

You need more room to choose.

Less monthly commitments.
More breathing room.
More freedom.

Because wealth isn’t just what you earn. It’s how much of your income you’re free to control.

DAY 9/30! 🚶🏾‍♀️The goal is CONSISTENCY, not perfection. 🖤Didn’t reach 10,000 yesterday? That’s okay. Every day is a NEW ...
09/09/2026

DAY 9/30! 🚶🏾‍♀️

The goal is CONSISTENCY, not perfection. 🖤

Didn’t reach 10,000 yesterday? That’s okay. Every day is a NEW DAY. Reset and keep going. 🔥

And I want to see your steps even if you only did 4,000! 👏🏾

10,000 is the goal, but SHOWING UP is the win.

POST YOUR SCREENSHOT BEFORE MIDNIGHT. 📸👇🏽

LET’S GET HEALTHIER AND WEALTHIER! 🖤🔥

DAY 8/30! WHO’S WALKING WITH ME? 🚶🏾‍♀️Your mission today: 10,000 STEPS.No excuses. Just start walking. 😂Once you hit 10,...
08/09/2026

DAY 8/30! WHO’S WALKING WITH ME? 🚶🏾‍♀️

Your mission today: 10,000 STEPS.

No excuses. Just start walking. 😂

Once you hit 10,000 steps, post your screenshot in the comments BEFORE MIDNIGHT. 📸👇🏽

I haven’t created a group or channel yet, so THIS is our check-in - I’m pinning this post so you can find it all day.

You can use a free step-tracking app like StepUp or Pacer.

⏱️ 10,000 steps can take roughly 1½ hours, but you DON’T have to do it all at once.

Try:
🔸 20 minutes morning
🔸 30 minutes in the afternoon
🔸 40–60 minutes in the evening

Or split it throughout the day - whatever works for you!

💧 Stay hydrated.
🥚 Get enough protein to support your muscles. Eggs are an easy, affordable option.

10,000 steps today.

LET’S GET HEALTHIER AND WEALTHIER. 🖤🔥

POST YOUR SCREENSHOT BEFORE MIDNIGHT 👇🏽

5 things I don’t do with my money 1. I don’t let lifestyle creep follow my income.I still drive my cars until they’re pa...
07/09/2026

5 things I don’t do with my money

1. I don’t let lifestyle creep follow my income.

I still drive my cars until they’re paid off, buy second-hand when it makes sense, and keep the same habits I had when I was earning far less.

My income changed. My habits didn’t.

2. I don’t spend without knowing where my money is going.

Whether it’s R1,000 or R10,000, I want to know where every rand is going.

3. I don’t finance things that lose value.

Cars, furniture, clothes-you name it.

If I can’t comfortably afford it, I wait.

4. I don’t buy things to impress people I don’t know.

I never wanted the biggest house on the street.

I want the freedom of not being trapped by a massive bond.

5. I don’t wait for “someday” to do the boring stuff.

Tracking. Saving. Investing. Staying consistent.

That’s what changes your finances.

Not one big breakthrough.

Just small habits repeated for years.

Looking rich is expensive.

Building wealth is often invisible.

DAY 7/30! WHO’S WALKING WITH ME? 🚶🏾‍♀️Your mission today: 10,000 STEPS.No excuses. Just start walking. 😂Once you hit 10,...
07/09/2026

DAY 7/30! WHO’S WALKING WITH ME? 🚶🏾‍♀️

Your mission today: 10,000 STEPS.

No excuses. Just start walking. 😂

Once you hit 10,000 steps, post your screenshot in the comments BEFORE MIDNIGHT. 📸👇🏽

I haven’t created a group or channel yet, so THIS is our check-in - I’m pinning this post so you can find it all day.

You can use a free step-tracking app like StepUp or Pacer.

⏱️ 10,000 steps can take roughly 1½ hours, but you DON’T have to do it all at once.

Try:
🔸 20 minutes morning
🔸 30 minutes in the afternoon
🔸 40–60 minutes in the evening

Or split it throughout the day - whatever works for you!

💧 Stay hydrated.
🥚 Get enough protein to support your muscles. Eggs are an easy, affordable option.

10,000 steps today.

LET’S GET HEALTHIER AND WEALTHIER. 🖤🔥

POST YOUR SCREENSHOT BEFORE MIDNIGHT 👇🏽

🔒 September lock in 🔒We have 4 months left in 2026. No more waiting for Monday. No more “I’ll start next month.”This mon...
06/09/2026

🔒 September lock in 🔒

We have 4 months left in 2026. No more waiting for Monday. No more “I’ll start next month.”

This month, we LOCK IN.

1. Revisit your 2026 goals 🎯
2. Plan your week every Sunday
3. Walk 7–10K steps daily 🚶🏽‍♀️
4. Stay consistent with workouts
5. Cook more meals at home 🍳
6. Invest every month 💰
7. Prioritise good sleep 💤
8. Read or listen to audiobooks 📚
9. Tick off your daily to-do list ✅
10. No scrolling in the morning 📵

Small habits. Daily consistency. Big results.

September is not the month to talk about it.

It’s the month to LOCK IN. 🔒🔥

Who’s locking in with me?

Address

Cape Town

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