
19/07/2025
Post No. 8 being the last post for 19 July 2025
Good morning ma, mummy please I need your advice
January this year , I got accommodations issues and started living with my friend who is married. I knew that was not a permanent solution so I tried raising money to get my own apartment but to no avail.
So I started looking for someone I can squat with and pay monthly. So I met this lady on Facebook, she said she Had a self con apartment that she pays 350k per year and asked me to be paying her 20k every month. I refused I told her I don't have that kind of money and that my budget was 10k , she said 10k was too small and we later agreed on 13k.
So on February 18th I made a payment of 19500 to her which was for a month and fifteen days, but she claimed she didn't see it, I had to redo the transaction only to find out the next morning that I was debited twice.
I called for a refund for one payment , she started mumbling about it,that she will go and confirm from her bank and so on and so forth. The money I sent to her in total was 39'000
Later that day she grudgingly sent me 25k instead of 26,000.shorting 1k but I didn't mind. Note: I have not moved in, I just left one of my bag with her, but she insisted that my money has started counting the day I paid her, I said no problem
I later moved in about 10 to fifteen days later. She gave me rules that whenever her boyfriend comes around I'll have to go look for where to pass the night. I didn't say anything. She said light bill was 5k and I later found out that it was 3k and they only pay 5k on rare occasions. She said light or no light they always pump water with Gen in the compound so I was expected to contribute money for fuel. I say no problem.fast forward to when my money expired on March she insisted that I pay her 15k , she knew I had no were to go that's why she inflated the price. I still paid her cus I've gotten a job in a restaurant,I usually get tipped by customers that's how I was able to deal with transportation and feeding and my salary was just 20k. On few occasions my money goes missing in that house never to be found. I'll ask her she'll deny seeing my money.
So one day she brought clothes to me that she sells them if I'll buy . Honestly most of my clothes are back in my state so I picked 10 cloth which amounted 40k and I deposited 10k, later on I gave her 5k.
So one day when my rent for the month was almost due I sent her 10k for the clothes to balance 15k
But she started sending me messages that 10k was too small,and that she was hungry, she wanted to buy food stuff ,she wanted to treat infection, just like that I should send additional 5k, which I did and I assumed that,that was my rent for April and I'm currently owing her only 25k for the clothes.but she still kept pressuring me, because she doesn't work,it's her boyfriend that pays her bills. During this time they were having issues and he withdrew his financial assistance. I've been the one feeding the both of us.
So I told her that she should be patient or rather go ahead and sell the clothes to someone else since she needs money urgently, because I haven't worn the clothes as at then, but she refused.
So one Sunday,I came back from church to meet a third roommate in the apartment, she didn't discuss it with me, nothing nothing and we became 3. Everyday quarrel.
One day while talking to the landlord I found out that this lady pays just 200,000 naira for the apartment not the 350k she claims. Meaning I've been paying her almost x2 of the supposed amount. I felt really bad , she claimed she's helping me but she's been the one killing me at the same time. I started looking for a way out.
I borrowed money from someone and rented an apartment worth 250k and planned on paying small small. So on the 18th of April she asked when am I renewing and paying the balance 25k I told her to wait till month end,I packed my things and left without telling her anything or quarreling with her on the 22 of April. I felt cheated. She kept calling and threatening me that if I don't pay her 40,000 ( 25,000+ 15,000 for May rent because I exceeded my stay for 4days ) that she's going to arrest me.
Ma please tell me if I have a reason not to pay her this money and if my reasons is solid