25/07/2026
HOW TO START YOUR OWN COMPANY IN ZIMBABWE — PART 2
In Part 1, we covered the business idea, company structure, proposed names, ownership and the information needed for registration.
Now let us make the business official and prepare it to operate properly.
1. Register the company
Submit the approved company name together with the required information for the directors, shareholders or PBC members.
Once registration has been approved, collect all the official company documents.
Do not accept only a photograph of the certificate on WhatsApp. Ask for clear digital copies of every document and keep printed copies in a safe place.
2. Check every document carefully
For a Private Limited Company, the documents will ordinarily include:
• Certificate of Incorporation
• Memorandum and Articles of Association
• CR5 showing the registered office
• CR6 showing the directors and secretary
For a Private Business Corporation, check the Certificate of Incorporation and the PBC incorporation statement, known as CR28.
Check that:
• Every name is correctly spelt
• National ID or passport details are correct
• The company address is correct
• The right people appear as directors, shareholders or members
• Ownership details match what was agreed
• The company’s activities are properly described
Do not wait until you are opening an account or submitting a tender to discover a mistake.
3. Register the business with ZIMRA
Company registration and tax registration are not the same thing.
Register the organisation through ZIMRA’s TaRMS Self-Service Portal. After the application has been approved, the business receives a Taxpayer Identification Number — TIN.
ZIMRA states that taxpayer registration is mandatory for people and organisations carrying on trade or business in Zimbabwe.
Prepare:
• Company registration number
• Company email address
• Business address
• Directors’ and shareholders’ details
• Public officer’s details
• Public officer’s National ID and email address
• Description of the business
Use a phone number and email address that you can access. Important verification codes, notices and certificates may be sent there.
4. Open a business bank account
Approach your preferred bank and ask for its current corporate-account requirements.
The bank may request company documents, IDs, proof of address, tax details, resolutions and information about the authorised signatories.
Requirements differ between banks, so confirm before submitting.
Once the account is open, avoid mixing personal and company money.
A separate account will help you track:
• Customer payments
• Business expenses
• Supplier payments
• Salaries
• Taxes
• Profit and cash flow
5. Check which licences apply to your business
A Certificate of Incorporation does not automatically cover every type of business activity.
Depending on what you do, you may need a council business licence, shop licence, health registration, food-handling approval, professional registration or an industry-specific permit.
For example, the City of Harare publishes separate business, shop and health-licensing forms and checklists. Requirements may differ according to the business activity and local authority.
Check before opening your premises or investing heavily in equipment.
6. Register with NSSA when you employ people
You do not need to register with NSSA simply because you have received a company certificate.
The obligation arises when the business becomes an employer.
NSSA states that employers must register within 30 days of becoming an employer through its online registration system.
Do not wait until a client or tender requests an NSSA compliance certificate.
7. Set up proper business records
Before customers start paying you, prepare:
• Quotation template
• Invoice template
• Receipt template
• Delivery note
• Customer records
• Supplier records
• Expense records
• Basic bookkeeping system
• Company email address
• Secure document folder
Keep receipts for every business expense.
You may think they do not matter while the business is still small, but proper records will make accounting, tax filing and decision-making much easier later.
Your Part 2 checklist
☐ Company successfully registered
☐ All documents received and checked
☐ Printed and digital copies safely stored
☐ ZIMRA registration completed
☐ TIN received
☐ Business bank account opened
☐ Required licences identified
☐ NSSA registration completed when employing people
☐ Quotations, invoices and record-keeping systems prepared
Registering the company gives the business a legal identity.
What you do after registration determines whether it becomes a properly run company or simply a certificate sitting in a drawer.
Coming in Part 3
We will cover:
• Staying tax-compliant and obtaining tax clearance
• PRAZ and eGP supplier registration
• Preparing for government tenders
• Government vendor numbers
• VAT registration
• The documents every tender-ready company should keep
Which part of setting up your company has been the most confusing for you?
Tell us in the comments. Your question may help shape Part 3.
Need help registering and setting up your business properly?
Send JomeTech Africa a WhatsApp message with the word COMPANY.
Start properly. Build professionally. Grow confidently.