Haystack Help Radio

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Haystack Help Radio

Haystack Help Radio is a consumer advocacy radio show hosted by Scott Whatley and airs Monday throug Haystack Help Radio is owned and hosted by Scott Whatley.

Since January 2009, Haystack Help Radio has been engaging consumers with a trusted source to find the most qualified, reliable and reputable companies in Colorado who pledge to deliver an exceptional customer experience, fair pricing and quality workmanship. HAYSTACK HELP DAILY RADIO SHOW FOR CONSUMERS: www.HaystackHelpRadio.com
The Haystack Help Radio Show is hosted by Scott Whatley. The show

airs Mon-Fri at Noon-1:00 PM on 560AM KLZ. The show is dedicated to helping consumers with problems, questions, and referrals. Featured guests have the opportunity to promote their products and services during the show. REFERRAL WEBSITE FOR CONSUMERS -
www.HaystackHelpRadio.com:
HaystackHelpRadio.com is a website service to save consumers time and have peace of mind knowing there’s a free consumer service you can trust. HaystackHelpRadio.com provides consumers with Pre-Screened and Approved Service Professionals. The number of Official Haystack Registered Companies on HaystackHelpRadio.com is limited in each category, which gives consumers a fair amount of choice. We know that finding HELP can be like finding a needle in a haystack but with Haystack Help; finding the needle just got a lot easier! Haystack Help Radio is a highly exclusive program and is designed to introduce consumers to the finest companies in Colorado. It’s also dedicated to providing Colorado companies with an affordable marketing opportunity to increase business leads through the Radio and Web.

12/09/2025

On the 12/4/25 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch Law Denver Injury Accident Lawyers, talks about all the benefits of the Flesch Law “Free Consultation”. Kevin says don’t go through the stress for even a few days about your situation, call right away and Kevin says his staff will quickly arrange the free consultation.

Kevin also shares a client story that is over 5 years old and is now close to settling, that started with a simple free consultation and is ending with a positive outcome. Kevin also talks about some of the pitfalls about self-representation. There are huge mistakes that can be made within the first few weeks of a Personal Injury case.

Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.

Listen to the 12/4/25 Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2025/12/Haystack-12-04-25-Legal-Talk-Kevin-Flesch.mp3

Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. Download the KLZ 560 APP from the App Store or Google Play.

Got a legal question? You can now TEXT the Flesch Law Line with your legal question: 720-201-8585.

It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

12/04/2025

🏡 Mortgage Insights – The Housing Landscape is a BUYERS Market! ✨ On this week’s 12/2/25 episode of The Your Money Matters Radio Show, our exclusive Mortgage Broker, Kurt Rogers at Affordable Interest Mortgage - Powered By IMB, Kurt explains why today’s housing landscape is truly a buyer’s market.

With more homes available, longer days on market, and sellers offering incentives, buyers have strong negotiating power.

Despite the slowdown, home values are not depreciating—conforming loan limits have risen to $832,750 for 2026, and NAR reports 2.7% appreciation year-to-date.

Kurt emphasizes long-term ownership: a $500,000 home appreciating at 2.7% annually becomes worth over $600,000 in seven years. A key opportunity in this market is seller concessions, especially 2/1 and 3/2/1 buydowns, which can dramatically reduce payments and save thousands upfront.

Buyers can also choose to apply concessions toward a permanent rate reduction. Kurt encourages knowing your true credit score, optimizing it for the lowest rate, and exploring flexible loan programs like FHA and VA.

With appreciation trends and strong concessions, now is an excellent time for buyers to take advantage.

Call Kurt at (720) 895-0500 and explore your mortgage refinance options if you have high interest debt! Kurt is saving real clients, real money!

Catch the full 12/2/25 episode here: https://www.haystackhelpradio.com/wp-content/uploads/2025/12/Haystack-12-02-25-Your-Money-Matters-Mortgage-Insights.mp3

NMLS #217147 | IMB #2191655 | Equal Opportunity Lender | Regulated by the Division of Real Estate

(720) 895-0500
https://www.aimortgage.net

12/04/2025

⏰ FINAL WEEK ALERT! Your Last Chance for 2026 Medicare Plan Changes! ⏰

🎙️ Medicare & More Show – 12/2/25 Episode Recap
We’re officially in the FINAL WEEK of the Annual Election Period (AEP)! It all ENDS on December 7, 2025 — but there’s still time to make sure you’re set up for the right Medicare plan going into the new year. ✔️

On this week’s episode of the Medicare & More Show, host Scott Whatley is joined by Jim Garey, Licensed Insurance Broker & Founder of Silver Sherpa, Inc., and Agent Dylan Nava for an important year-end conversation. 🎧

📌 LISTEN to the 12/2/25 episode:
https://www.haystackhelpradio.com/wp-content/uploads/2025/12/Haystack-12-02-25-REPEAT-The-Silver-Sherpa.mp3

Jim breaks down how Silver Sherpa makes sure you’re in the right plan — and Dylan walks through the Plan Optimizer Profile, the key tool every prospective client completes so Jim and Dylan can review your doctors, medications, and coverage needs.

💡 Even if you think you’re fine… Jim says CALL or TEXT us: (303) 865-5534

There is zero cost to have Silver Sherpa confirm your plan is still the best fit. Their services are always free, and as Independent Brokers, they work for YOU — not the insurance companies.

💼 Why Work With Silver Sherpa?
• ✅ Independent Broker — no fee for services
• ✅ Same pricing you’d get directly from carriers
• ✅ Help with Medicare, Dental, Vision, Long-Term Care & Life Insurance
• ✅ Jim understands the Baby Boomer journey
• ✅ Accredited BBB Member | A+ Rating

Learn more at www.Sherpa123.com

⛰️ Don’t climb “Mt. Medicare” alone during this final stretch.
There’s STILL TIME — call us and let Silver Sherpa guide you before Dec 7th! 🎯

Tune in every Tuesday, 12:30–1:00 PM on KLZ 560 AM, or listen anytime on the KLZ 560 App.

12/04/2025

On the 11/27/25 episode of YOUR LEGACY, YOUR WAY, Attorney Carolyn Duncan at Duncan Legal, PC, joins us here on this Thanksgiving edition of “Your Legacy Your Way” brought to you by Duncan Legal. We review a little portion of our last show on what are the “core” documents that make up a complete Estate Plan.

Carolyn also stresses you never know when incapacity may come to your loved one. This is why we beg our listeners every week, make an appointment today and get your estate plan completed. We also talk about Trust and what protections they can provide.

Listen to the 11/27/25 podcast: https://www.haystackhelpradio.com/wp-content/uploads/2025/12/Haystack-11-27-25-Carolyn-Duncan.mp3

Free 30-minute consultation. Carolyn says her motto is “Helping People Solves Life’s Puzzles.”

Be sure to tune in - Your Legacy Your Way airs every Thursday at 12:30 PM – 1PM on 560AM KLZ.

Download the KLZ 560 APP from the App Store or Google Play.

Call Duncan Legal today 303-394-2358.
www.DuncanLegal.com.

12/04/2025

On the 11/27/25 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch Law talks about his 30th year as an Attorney.

In addition, we're celebrating our 13th year of the Legal Talk Radio Show on 560AM KLZ with Host Scott Whatley. Flesch Law is proud to be the exclusive Personal Injury and Criminal Law Firm for Haystack Help Radio.

Kevin briefly discusses one of the most interesting cases he has been working on for the past 5 years, which involved the city of Aurora and a Police shooting. Kevin was happy to report a settlement was reached this year. Some of the most difficult cases in Personal Injury is where the client just simply is not properly insured. Kevin outlines 2 very important coverages.

The first is Med Pay, “buy as much as you can”, this is YOUR money to help with medical expenses that never has to be repaid.

The second coverage is UM/UIM UnInsured/UnderInsured Motorist, again, buy as much as you can afford. Approximately 1/3 of drivers are not insured properly.

Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.
Listen to the 11/27/25 Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2025/12/Haystack-11-27-25-Legal-Talk-Kevin-Flesch.mp3

Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. Download the KLZ 560 APP from the App Store or Google Play.

Got a legal question? You can now TEXT the Flesch Law Line with your legal question: 720-201-8585.

It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

11/26/2025

Need help with Medicare coverage options - we got ya covered!
🌄 Navigating Medicare with Confidence: Key Insights from the 11/25/25 Show

On this week’s episode of the Medicare & More Show, host Scott Whatley welcomed back Jim Garey, Licensed Insurance Broker & Founder of The Silver Sherpa, Inc., along with agent Dylan Nava for another highly informative conversation about Medicare and the decisions that matter most during this time of year.

🎧 Listen to the full 11/25/25 episode:
https://www.haystackhelpradio.com/wp-content/uploads/2025/11/Haystack-11-25-25-REPEAT-The-Silver-Sherpa.mp3

🕒 AEP Is in Full Swing — Now Through December 7th
We’re deep into the Annual Election Period (AEP), the once-a-year window that allows Medicare beneficiaries to review, adjust, or improve their coverage for 2026. Jim and Dylan break down what you can and can’t do during AEP, how plan changes might impact your prescriptions and providers, and why timely action is so important.

☎️ Clearing Up the Confusion: Call Centers vs. Independent Brokers:
One of the biggest themes of the conversation was how to protect yourself from call-center confusion. Jim and Dylan pull back the curtain on the high-pressure marketing tactics many large call centers use—and explain why working with an Independent Broker ensures you’re getting unbiased guidance focused solely on your needs.

Their message is simple:
As Independent Brokers, they work for you — not the insurance companies.

🧭 Why So Many People Choose Silver Sherpa
Jim and Dylan also shared what makes Silver Sherpa such a trusted resource for Medicare and retirement-age planning:
• No fees — ever. Jim’s services cost you nothing.
• Same pricing you’d get directly from major carriers like Aetna, Humana, and UnitedHealthcare.
• One-stop support for Medicare, Dental, Vision, Long-Term Care, and Life Insurance.
• Real-life understanding. As a Baby Boomer, Jim relates deeply to the challenges of working later in life, juggling aging parents, and helping adult children.
• A+ BBB Accredited Business, reflecting the integrity of the Silver Sherpa mission.

🏔️ Don’t Climb “Mt. Medicare” Alone
Jim and Dylan encourage listeners to reach out with questions, compare plans, or get help reviewing changes for 2026. Whether it’s your first time navigating Medicare or you’re evaluating your current coverage, you don’t need to face it alone—Silver Sherpa is here to guide you every step of the way.

📻 Tune in to Medicare & More
Tuesdays • 12:30–1:00 PM on KLZ 560 AM
Or listen anytime on the KLZ 560 App.

Learn more anytime at www.Sherpa123.com.
Phone/Text: (303) 865-5534

11/26/2025

🦃 A Thanksgiving Message from our Exclusive Mortgage Broker, Kurt Rogers, Managing Broker at Affordable Interest Mortgage - Powered By IMB:

As we celebrate this season of gratitude, I want to take a moment to reflect on something that means the world to me, the honor of helping families across our community achieve the American Dream of homeownership. ✨

Every day, I’m reminded of how truly blessed I am to do what I do. Guiding individuals and families through the mortgage process isn’t just a job, it’s a privilege, and one I never take for granted. Whether it’s a first-time homebuyer getting the keys to their very first place, a growing family moving into a home with more room to create memories, or a homeowner refinancing to build a stronger financial future, being part of those moments is incredibly rewarding. 🏠💙

Your trust in me and in my team at Affordable Interest Mortgage is something we deeply appreciate. Helping you navigate loan options, understand the process, and make confident decisions is our passion and seeing the joy and pride on closing day is the best “thank you” we could receive. 🙌

This year, I’m especially grateful for:
• ❤️ The families who invite us into their financial journey
• 🤝 The relationships we’ve built across our amazing community
• 📈 The opportunity to empower people through education and guidance
• 🏡 The countless dreams that become reality with every successful closing

As you gather with loved ones this Thanksgiving, I hope your home is filled with warmth, laughter, and gratitude. From my family to yours, thank you for your continued trust and for allowing me to serve you. It’s an honor to be your mortgage resource, today and always.

Wishing you a joyful and blessed Thanksgiving holiday! 🙏

With gratitude,
Kurt Rogers
Managing Broker, Affordable Interest Mortgage

(720) 895-0500
www.aimortgage.net

NMLS #217147 | IMB #2191655 | Equal Opportunity Lender | Regulated by the Division of Real Estate

11/25/2025

Check out the latest from our exclusive Estate Planning attorney, Carolyn Duncan! 🧩✨

On the 11/20/25 episode of YOUR LEGACY, YOUR WAY, Attorney Carolyn Duncan at Duncan Legal, PC, explains why estate planning is more essential today than ever. She and host Scott Whatley discuss how rising costs, blended families, digital assets, and increasing medical complexities make planning critical for every adult—not just the wealthy. 💼📈

Carolyn highlights how major changes over the last decade, including identity theft risks and long-term care expenses, have created new challenges for families. She also stresses the serious consequences of not having basic documents like wills, powers of attorney, and medical directives, which can lead to conflict, court involvement, and costly delays during a crisis. ⚖️

🎧 Listen to the 11/20/25 podcast:
https://www.haystackhelpradio.com/wp-content/uploads/2025/11/Haystack-11-21-25-Carolyn-Duncan.mp3

Free 30-minute consultation. Carolyn says her motto is: “Helping People Solve Life’s Puzzles.” 🧠🧩

Be sure to tune in — Your Legacy Your Way airs every Thursday at 12:30 PM – 1PM on 560AM KLZ.
📱 Download the KLZ 560 APP from the App Store or Google Play.

Call Duncan Legal today: 303-394-2358.
www.DuncanLegal.com

11/24/2025

On the 11/20/25 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch Law Denver Injury Accident Lawyers, talks about “adding value”, and what that means at Flesch Law. Kevin explains there are different philosophies with Law Firms. There are many firms who strictly get cases with the intention of settling the case, not taking it to trial. In the process of hiring an Attorney, ask questions on how your personal injury case will be handled and if needed, do they do trail work.

Kevin also shares some insights on holiday parties where alcohol is served, can you be held liable? DUI’s are a serious offense and very costly, so Kevin encourages our listeners to have a plan. Take a listen to this show, then you will be well informed.

Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.

Listen to the 11/20/25 Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2025/11/Haystack-11-20-25-REPEAT-Legal-Talk-Kevin-Flesch.mp3

Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. Download the KLZ 560 APP from the App Store or Google Play.

Got a legal question? You can now TEXT the Flesch Law Line with your legal question: 720-201-8585.

It’s always a free consultation at Flesch Law. Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

11/24/2025

ATTENTION E-BIKE ENTHUSIASTS! ⚡ The $450 e-Bike Rebate EXPIRES 12/31/25. Check out this awesome episode of the “Just Try It” Radio Show brought to you by e-bike of Colorado! Owner of e-bike of Colorado Randy Caranci joins us as the largest retailer in Colorado of E-bikes.

It’s the “Just Try It” Radio Show brought to you by e-bike of Colorado! Randy Caranci, Owner of e-Bike Of Colorado joins us as the largest retailer in Colorado of e-bikes.

On the 11/19/25 episode, Randy and Scott Whatley talk with Evo, the “Master e-bike Mechanic” join us for a fun conversation. Evo talks about the importance of proper service and the pride the e-bike of Colorado puts into having the best bike service department in the State.

While e-bike of Colorado will be closed Thanksgiving Day and Black Friday, Randy says the deals will be there Saturday, Nov 29th! 🎉
Don’t forget the Colorado Resident Rebate of $450 ends at the close of business Dec 31st.

Randy also invites our listeners to the Dec 5th Christmas Party and Louisville Parade of Lights. 🎄

“Just Try It”, take a test ride and feel like a kid again. e-bike of Colorado has an outstanding service record and will absolutely take care of their customers!

Located at 544 Front St. in Louisville and open 10-7 Mon-Sun for your convenience! 📍 “Just Try It!”

At e-bike Of Colorado their goal is to find you the right bike, not just sell you a bike! Listen to the 11/19/25 podcast: 🎧
https://www.haystackhelpradio.com/wp-content/uploads/2025/11/JUST-TRY-IT-E-Bike-of-Colorado-11-19-25.mp3

Buy with confidence at e-Bike of Colorado. When you go in, make sure you mention you heard Randy on “Just Try It” KLZ 560AM with Host Scott Whatley.

Visit the website at www.ebikeofcolorado.com

Be sure to tune each week to the Just Try It Radio Show, Wednesdays at Noon - 12:30 PM on 560 AM KLZ.
Download the KLZ 560 APP from the App Store or Google Play or listen at www.KLZRadio.com.

11/24/2025

Check out the 11/19/25 episode of LISTEN UP! 🎧✨ Host Scott Whatley and Audiologist Dr. Melissa Fling of Custom Ear Solutions, opens today’s show with a great recent client story. The moral of the story: “Custom” is key, perfect fit! 👂

✅ Hearing loss affects your whole world in so many ways! 🌎💬

Dr. Fling stresses why a hearing test is crucial to your overall hearing health. Dr. Fling is offering a great Christmas special! 🎄🎁 The hearing test is normally $125, but now thru Christmas you can buy a Certificate for $100 which will cover your exam in full. 💵

🎙️ Listen to the 11/19/25 podcast on this important topic:
https://www.haystackhelpradio.com/wp-content/uploads/2025/11/Haystack-11-19-25-Custom-Ear-Solutions.mp3
________________________________________

About Custom Ear Solutions 👂🔊
At Custom Ear Solutions, their focus is to protect the hearing you still have with custom products.

On Listen Up show episodes, you’ll learn practical insights each week from Dr. Fling on topics such as:
• Protecting your hearing in everyday life and work 🏗️🏠
• Hearing protection for outdoor sports & shooting 🎯🦌 (in partnership with Sportsman Of Colorado Radio Show)
• Advances in hearing aid technology 📲🔧
• How untreated hearing loss affects cognitive health 🧠
• Tips for communicating with loved ones experiencing hearing loss 💞🗣️
• Understanding tinnitus and sound sensitivity 🔔
• The value of early intervention for children and adults 👨‍👩‍👧‍👦⏰

Tune in to Haystack Help Radio weekly for expert advice to help you preserve your hearing—and your quality of life.

Listen Up airs every Wednesday at 12:30 PM on 560AM KLZ. Download the KLZ 560 APP from the App Store or Google Play.

👉 Invest in your hearing health, get your hearing test scheduled, call Dr. Melissa Fling today: 720-839-7705

🌐 www.customearsolutions.com

11/19/2025

Catch the full 11/18/25 episode here with Kurt Rogers, Managing Broker Affordable Interest Mortgage - Powered By IMB https://www.haystackhelpradio.com/wp-content/uploads/2025/11/Haystack-11-18-25-REPEAT-Your-Money-Matters-Mortgage-Insights.mp3

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Aurora, CO
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