Haystack Help Radio

Haystack Help Radio Haystack Help Radio is a consumer advocacy radio show hosted by Scott Whatley and airs Monday throug Haystack Help Radio is owned and hosted by Scott Whatley.

Since January 2009, Haystack Help Radio has been engaging consumers with a trusted source to find the most qualified, reliable and reputable companies in Colorado who pledge to deliver an exceptional customer experience, fair pricing and quality workmanship. HAYSTACK HELP DAILY RADIO SHOW FOR CONSUMERS: www.HaystackHelpRadio.com
The Haystack Help Radio Show is hosted by Scott Whatley. The show

airs Mon-Fri at Noon-1:00 PM on 560AM KLZ. The show is dedicated to helping consumers with problems, questions, and referrals. Featured guests have the opportunity to promote their products and services during the show. REFERRAL WEBSITE FOR CONSUMERS -
www.HaystackHelpRadio.com:
HaystackHelpRadio.com is a website service to save consumers time and have peace of mind knowing there’s a free consumer service you can trust. HaystackHelpRadio.com provides consumers with Pre-Screened and Approved Service Professionals. The number of Official Haystack Registered Companies on HaystackHelpRadio.com is limited in each category, which gives consumers a fair amount of choice. We know that finding HELP can be like finding a needle in a haystack but with Haystack Help; finding the needle just got a lot easier! Haystack Help Radio is a highly exclusive program and is designed to introduce consumers to the finest companies in Colorado. It’s also dedicated to providing Colorado companies with an affordable marketing opportunity to increase business leads through the Radio and Web.

💧🎙️ When Water Problems Travel: What Colorado’s Sewage Spill Reminds Us About Water Quality 💦🎧 Water Talk with Host Scot...
09/05/2026

💧🎙️ When Water Problems Travel: What Colorado’s Sewage Spill Reminds Us About Water Quality 💦🎧 Water Talk with Host Scott Whatley & Paul “The Waterman” Dowding at WaterPros.

What happens to a water contamination problem after it enters a river? Unfortunately, it doesn’t necessarily stay where it started. 🌊

On this edition of Water Talk, host Scott Whatley sits down with Paul “The Waterman” Dowding, Owner of Water Pro’s, to discuss a troubling Colorado water story involving approximately 4.2 million gallons of sewage spilling into the Arkansas River and moving downstream toward John Martin Reservoir.

💧 On this episode, you’ll hear about:
🚨 The Colorado sewage spill and why incidents like this can have impacts far beyond where they begin
🌊 How water quality problems can travel downstream, potentially affecting communities, wildlife and recreational areas along the way
♾️ PFAS—or “Forever Chemicals”—and why they continue to be a concern in our water
💊 Pharmaceutical residue, microplastics and other pollutants that may be present in the water we use every day
🚰 Why water that looks, smells and tastes clean may still contain contaminants that cannot be detected without proper testing
🏡 Why understanding the water coming into your own home is so important

The good news? You don’t have to guess about the quality of your water.

🔍 Water Pro’s offers a FREE, no-obligation in-home water test to help you better understand what may be in your water. Paul and the Water Pro’s team can explain the results and recommend a treatment system based on your household’s specific needs.

💙 Protect your family and learn what may be hiding in your water.

📞 Call Paul the Waterman at 303-862-5554 to schedule your FREE in-home water test and be sure to tell them Scott Whatley sent you!

🎧 Listen to the 9/4/26 episode here:
https://www.haystackhelpradio.com/wp-content/uploads/2026/09/Haystack-09-04-26-Water-Pros.mp3

🌐 Learn more about Water Pro’s at www.waterpros.net

📻 Be sure to tune in every Friday from Noon–1:00 PM on KLZ 560 AM for Water Talk. Download the KLZ 560 App and listen wherever you go!

On the 9/3/26 episode of YOUR LEGACY, YOUR WAY, Attorney Carolyn Duncan at Duncan Legal, PC, joins Host Scott Whatley to...
09/05/2026

On the 9/3/26 episode of YOUR LEGACY, YOUR WAY, Attorney Carolyn Duncan at Duncan Legal, PC, joins Host Scott Whatley to talk about the topic of: When Life Changes, Should Your Estate Plan Change Too?

Creating an estate plan is an important step, but it shouldn’t necessarily be a “one and done” decision. On this episode of Your Legacy Your Way, Attorney Carolyn Duncan discusses why your estate plan should evolve as your life changes.

Marriage, divorce, the death of a spouse, the birth of children or grandchildren, retirement, changes in health, buying or selling property, and significant financial changes can all be reasons to review your existing plan. Carolyn explains why it’s also important to periodically review the people you’ve chosen to serve as your personal representative, trustee, financial power of attorney, or medical decision-maker.

The conversation also covers beneficiary designations on retirement accounts and life insurance policies, protecting inheritances for younger beneficiaries, and what to consider if you’ve moved to Colorado with estate-planning documents prepared in another state.

The key message: Your estate plan should represent your family, finances, wishes, and circumstances today, not the life you were living 10 or 20 years ago.

Your Legacy Your Way helps you plan ahead, protect your family, and preserve the legacy you’ve worked hard to build.
Carolyn says her motto is “Helping People Solves Life’s Puzzles.”

Listen to the 9/3/26 podcast: https://www.haystackhelpradio.com/wp-content/uploads/2026/09/Haystack-09-03-26-Carolyn-Duncan.mp3
Call for your free 30-minute consultation.

Be sure to tune in - Your Legacy Your Way airs every Thursday at 12:30 PM – 1PM on 560AM KLZ. Download the KLZ 560 APP from the App Store or Google Play.

Call Duncan Legal today 303-394-2358.

Get your free Guide to Estate Planning Basics at www.DuncanLegal.com

On the 9/3/26 episode of the Legal Talk Radio Show on 560AM KLZ, host Scott Whatley sat down with Kevin Flesch of Flesch...
09/04/2026

On the 9/3/26 episode of the Legal Talk Radio Show on 560AM KLZ, host Scott Whatley sat down with Kevin Flesch of Flesch Law Denver Injury Accident Lawyers, about Driverless Cars Are Here — Who’s at Fault When There’s an Accident?

Driverless cars have officially arrived in Denver, and with this new technology comes an important legal question: If there’s no driver behind the wheel, who is responsible when something goes wrong?

Kevin discusses how autonomous vehicles like Waymo could change the way automobile accident claims are investigated and handled by insurance companies. In a traditional accident, determining fault usually focuses on the actions of the drivers involved.

But what happens when a computer is doing the driving? Kevin discusses the potential roles of the autonomous vehicle company, vehicle owner, manufacturers, insurance carriers, other motorists, and even technology or equipment failures when determining liability.

The conversation also covers what you should do if you’re involved in an accident with a driverless vehicle, including documenting the scene, gathering information, seeking medical attention when necessary, and protecting your legal rights. Technology may be changing who—or what—is behind the wheel, but determining fault, liability, and compensation remains critically important.

Also, take a look at your Auto Policy, check your Med Pay amount and your UnInsured/UnderInsured, Kevin encourages to buy as much as you can afford.

Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.

Listen to the 9/3/26 Podcast: https://www.haystackhelpradio.com/wp-content/uploads/2026/09/Haystack-09-03-26-Legal-Talk-Kevin-Flesch.mp3

Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. Download the KLZ 560 APP from the App Store or Google Play.

Got a legal question? You can now TEXT the Flesch Law Line with your legal question: 720-201-8585.

It’s always a free consultation at Flesch Law.

Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

🎒 Back to School, Back to Adventure! Segway Savings, Cargo Bikes & Family Fun at eBike of Colorado! ⚡🐾HEY E-BIKE ENTHUSI...
09/03/2026

🎒 Back to School, Back to Adventure! Segway Savings, Cargo Bikes & Family Fun at eBike of Colorado! ⚡🐾

HEY E-BIKE ENTHUSIASTS! It’s the “Just Try It” Radio Show, brought to you by e-bike of Colorado! Don’t miss this week’s 9/2/26 episode with Host Scott Whatley and Randy Caranci, Owner of eBike of Colorado in Louisville, Colorado!

🎒⚡ BACK TO SCHOOL MEANS BIG SAVINGS AT eBIKE OF COLORADO!

Randy invites our listeners to take advantage of the Segway Back-to-School Sale happening NOW! If you’ve been thinking about getting into the e-bike lifestyle, upgrading your current ride, or adding another e-bike to the family, this is a great time to stop in, see what’s new, and JUST TRY IT!

🚲 Cargo Bikes Are HOT!
One of the big topics Randy talks about on today’s show is the growing popularity of cargo e-bikes, and it’s easy to see why!
Cargo bikes offer tremendous versatility for busy families and riders who want to do more with their e-bike. And once you choose your new cargo bike, eBike of Colorado has tons of accessories available to customize your ride.
👧 Child seats — with several options available
🐶 Tow-behind “bike chariots” for kids or pets
🧺 Cargo accessories to make carrying your gear easier
🚴 Plenty of options to help create an e-bike that works for your lifestyle

Whether you’re taking the kids along for the ride, bringing your four-legged family member on your next adventure, running errands, commuting, or just enjoying Colorado outdoors, a cargo e-bike opens up a whole new world of possibilities!

🏔️ Why Buy from eBike of Colorado?
Purchasing from eBike of Colorado delivers far more value than simply buying a bike. Customers enjoy benefits including:
🚴 Expert guidance from Colorado’s experienced e-bike team
🛞 Exclusive Tire Protection Program
⭐ Membership in the eBike of Colorado Club with valuable rider benefits
🔧 Professional assembly and ongoing service from factory-trained technicians
🏔️ Access to Colorado’s largest selection of electric bikes for every riding style and adventure
🚵 A private trail system behind the store where you can actually test ride and compare bikes in real-world conditions
That test-ride experience alone is something you simply can’t get when ordering an e-bike online!

💰 Don’t Forget the Colorado eBike Rebate!
The Colorado State eBike Rebate is currently $225, and on many participating manufacturers, Randy matches the rebate with an additional $225! Stop by eBike of Colorado for complete details, current promotions, and eligible models.

Whether you’re looking for an e-bike to explore Colorado’s trails, commute to work, hunt, fish, camp, haul the kids, bring the dog along, or simply enjoy riding with family and friends, there’s never been a better time to discover what an e-bike can add to your life.

Come see for yourself why eBike of Colorado is the largest e-bike dealer in Colorado!

📍 Visit: 544 Front Street, Louisville, CO
🕙 Open 7 Days a Week: 10:00 AM – 7:00 PM
🌐 Check out the website at www.ebikeofcolorado.com.
📞 Call them at 720-739-0299.

“Just Try It” — take a test ride and feel like a kid again!
🚴‍♂️Buy with confidence at eBike of Colorado and be sure to mention you heard Randy on Just Try It on KLZ 560AM with host Scott Whatley.

🎧 Listen to the 9/2/26 episode of the "Just Try It" Radio Show and hear why so many riders are choosing e-bike of Colorado: https://www.haystackhelpradio.com/wp-content/uploads/2026/09/JUST-TRY-IT-E-Bike-of-Colorado-09-02-26.mp3

Sincerely,
Scott Whatley
Owner & Host, Haystack Help Radio
Owner & Host, Sportsman Of Colorado Radio

On this week’s 9/1/26 Medicare & More Show, Host Scott Whatley talks with Jim Garey, Owner of Silver Sherpa, Inc., expla...
09/02/2026

On this week’s 9/1/26 Medicare & More Show, Host Scott Whatley talks with Jim Garey, Owner of Silver Sherpa, Inc., explains the value of working with an Independent Medicare Broker and why it doesn’t cost the client more.

Jim discusses how every person’s Medicare needs are different based on their health, doctors, prescriptions, and individual circumstances, which is why choosing a plan simply because it works for a friend or relative may not be the best approach. He also explains that while some agents may avoid plans with low or no commissions, Silver Sherpa, Inc. helps clients explore all available options, regardless of commission, to find the program that best fits their needs.

Listen to the 9/1/26 Podcast here: https://www.haystackhelpradio.com/wp-content/uploads/2026/09/Haystack-09-01-26-The-Silver-Sherpa.mp3

Tune in to Medicare & More every Tuesday from 12:30–1:00 PM on KLZ 560 AM or stream live on the KLZ560 app.

Register for a workshop: www.Sherpa123.com

Call or Text Jim: 303-865-5534

On this week’s 9/1/26 Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage - Powe...
09/02/2026

On this week’s 9/1/26 Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage - Powered By IMB, our exclusive Mortgage Broker, talked about how today’s mortgage conversation always begins with interest rates, which continue to move up and down like a roller coaster based largely on the Fed Funds Rate and the 10-year bond market.

Kurt believes this “rollercoaster” will continue over the next 12 to 18 months, making it important for buyers and homeowners to focus less on timing the market and more on their personal financial situation.

Kurt emphasizes asking the right questions before purchasing or refinancing, starting with affordability. Understanding your total payment, principal, interest, taxes, insurance, and possible HOA fees, is key, with most homeowners targeting 35% to 45% of their monthly income.

Kurt also highlights the importance of credit scores, loan qualifications, and knowing your true costs, including closing expenses and cash-to-close. Whether buying or refinancing, being prepared financially and informed about your options can save thousands and lead to a much more confident decision.

Listen to the full 9/1/26 episode here: https://www.haystackhelpradio.com/wp-content/uploads/2026/09/Haystack-09-01-26-REPEAT-Your-Money-Matters-Mortgage-Insights.mp3

Tune in every Tuesday from Noon–12:30 PM on KLZ 560AM for Your Money Matters.

Call Kurt Rogers for your Pre-Approval. Kurt Rogers, Managing Broker at Affordable Interest Mortgage - Powered By IMB, is our exclusive Mortgage Broker.

Kurt Rogers - Managing Broker | Affordable Interest Mortgage
NMLS #217147 | IMB #2191655
Equal Opportunity Lender | Regulated by the Division of Real Estate
(720) 895-0500 | www.aimortgage.net


On the 8/28/26 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch Law Denver Injury Acci...
08/28/2026

On the 8/28/26 episode of the Legal Talk Radio Show on 560AM KLZ, Attorney Kevin Flesch of Flesch Law Denver Injury Accident Lawyers, explains “Personal Injury” Law. While many people immediately think of car accidents, personal injury claims can arise from numerous circumstances, including truck and motorcycle crashes, slip-and-fall accidents, dog bites, unsafe property conditions, defective products, nursing home negligence, and even wrongful death cases.

Personal injury law covers a wide range of situations where someone suffers harm because of another person’s negligence, recklessness, or wrongful conduct.

A personal injury case is not limited to visible injuries such as broken bones. Victims may also experience traumatic brain injuries, neck and back injuries, chronic pain, emotional distress, lost wages, reduced earning capacity, and ongoing medical expenses. The impact of an injury often extends far beyond the initial accident and can affect a person’s health, finances, and quality of life for years.

The purpose of a personal injury claim is to help an injured person recover compensation for losses caused by someone else’s actions. This may include payment for medical treatment, future care needs, lost income, pain and suffering, and other damages. Understanding what qualifies as a personal injury claim is important, as many people may have legal rights they are unaware of following an accident or injury.

Attorney Kevin Flesch of Flesch Law has over 30 years of experience in Denver and throughout the State of Colorado. Kevin Flesch and their attorneys represent personal injury victims and people accused of criminal acts throughout the Denver area.

Listen to the 8/28/26 Podcast:
https://www.haystackhelpradio.com/wp-content/uploads/2026/08/Haystack-08-27-26-REPEAT-Kevin-Flesch.mp3

Tune in to Legal Talk, every Thursday at Noon – 12:30 PM on 560AM KLZ, with Attorney Kevin Flesch. Download the KLZ 560 APP from the App Store or Google Play.

Got a legal question? You can now TEXT the Flesch Law Line with your legal question: 720-201-8585.

It’s always a free consultation at Flesch Law.

Call Kevin today at 303-806-8886 or visit the website at www.fleschlawfirm.com

🏔️🏠 Medicare Help That Comes to YOU — Plus, Silver Sherpa Is Growing! On this week’s 8/25/26 Medicare & More Show, Host ...
08/26/2026

🏔️🏠 Medicare Help That Comes to YOU — Plus, Silver Sherpa Is Growing! On this week’s 8/25/26 Medicare & More Show, Host Scott Whatley talks with Jim Garey, Owner of Silver Sherpa, Inc., about two exciting topics: personalized Medicare help right at your kitchen table AND new career opportunities with the growing Silver Sherpa team!

🏠 Need Medicare Help? Jim Will Come to You!
Navigating the journey up Mt. Medicare can feel overwhelming, and sometimes the easiest way to get answers is to simply sit down, face-to-face, and talk through it.

Jim wants listeners throughout the Denver metro area to know that he is happy to make a house call! He can come to your home, sit down with you at your kitchen table, answer your questions, and help you better understand Medicare and the decisions ahead.

Whether you’re approaching 65, preparing to enroll, reviewing your current coverage, or simply trying to understand your options, Jim believes Medicare guidance should be personal, comfortable, and focused on YOU.

🎓 Want to Learn in a Group Setting? Attend a FREE Educational Workshop!

Silver Sherpa also continues to offer FREE Educational Workshops for those approaching Medicare eligibility.

These are true workshops, not seminars, designed to be interactive, informative, and focused on YOUR questions.

Visit www.Sherpa123.com, click on Events, and choose the location, date, and time that works best for you.

📣 Silver Sherpa Is Growing — Come Join the Team!
Jim is incredibly grateful that Silver Sherpa has been blessed with continued growth, and now they are looking for some great people to join their winning team!

There are opportunities ranging from administrative positions to insurance agent roles, and Jim explains what they are looking for, the licensing requirements for certain positions, and the opportunities available for the right candidates.

If you’re looking for a new career opportunity and would love to be part of a growing company dedicated to helping people, this week’s show is one you’ll want to hear!

🏔️🧭 Why Choose Silver Sherpa Inc.?
At Silver Sherpa, Jim works for YOU, not the insurance companies.
✅ Independent Broker representing your best interests
✅ Medicare guidance and enrollment assistance provided at no cost to you
✅ Same exact pricing as going directly to the insurance carriers
✅ Licensed in 30 states with access to multiple top-rated insurance companies
✅ Interactive Educational Workshops designed to help you make informed decisions
✅ Personalized, face-to-face Medicare guidance — including house calls in the Denver metro area
✅ Accredited Member of the BBB with an A+ Rating and more than 150 five-star reviews

🎙️ Listen to the 8/25/26 Podcast here: https://www.haystackhelpradio.com/wp-content/uploads/2026/08/Haystack-08-25-26-The-Silver-Sherpa.mp3

Tune in to Medicare & More every Tuesday from 12:30–1:00 PM on KLZ 560 AM or stream live on the KLZ560 app.

👉 Register for a workshop or learn more about career opportunities: www.Sherpa123.com

📞 Call or Text Jim: 303-865-5534

On this week’s 8/25/26 episode of the Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest...
08/25/2026

On this week’s 8/25/26 episode of the Your Money Matters Radio Show, Kurt Rogers, Managing Broker at Affordable Interest Mortgage - Powered By IMB, our exclusive Mortgage Broker - focused on three strategies buyers should understand in today’s market, Seller Concessions, Bridge Loan Options, and Loan Programs. Smart strategy makes all the difference in 2026.

Listen to the full 8/25/26 episode here: https://www.haystackhelpradio.com/wp-content/uploads/2026/08/Haystack-08-25-26-REPEAT-Your-Money-Matters-Mortgage-Insights.mp3

Be sure and Tune in every Tuesday from Noon–12:30 PM on KLZ 560AM for Your Money Matters. Download the KLZ560 App.

Call Kurt at (720) 895-0500 and explore your mortgage options. Kurt is saving real clients, real money! Check out the website at www.aimortgage.net.

Kurt Rogers (720) 895-0500
Managing Broker | Affordable Interest Mortgage
NMLS #217147 | IMB #2191655
Equal Opportunity Lender | Regulated by the Division of Real Estate
www.aimortgage.net

On the 8/20/26 episode of YOUR LEGACY, YOUR WAY, Attorney Carolyn Duncan at Duncan Legal, PC, joins Host Scott Whatley t...
08/25/2026

On the 8/20/26 episode of YOUR LEGACY, YOUR WAY, Attorney Carolyn Duncan at Duncan Legal, PC, joins Host Scott Whatley to talk about a topic that many of her clients have shown to not have much knowledge about or simply do not understand what the 5 year “Look Back”, actually means.

Carolyn says the Medicaid 5-Year Look-Back is one of the most misunderstood aspects of long-term care planning, yet it can have a significant financial impact on families. This episode explains what the look-back period is, why Medicaid reviews financial transactions made during the previous five years, and how those reviews determine eligibility for long-term care benefits.

Listeners will learn the critical differences between Medicare and Medicaid, including why Medicare generally does not cover extended nursing home care while Medicaid often becomes the primary source of assistance for those who qualify.

The discussion also explores why the look-back rule exists, what types of gifts and asset transfers can create problems, and how violations may result in a penalty period that delays Medicaid eligibility. Attorney Carolyn Duncan explains which assets may be exempt, including a primary residence under certain circumstances, one vehicle, personal belongings, and certain burial arrangements.

The program also highlights common mistakes families make, such as waiting until a health crisis occurs, giving away assets without understanding the consequences, failing to maintain financial records, or relying on well-meaning but inaccurate advice.

Most importantly, listeners will discover how proactive planning with an experienced elder law attorney can help protect assets, avoid costly mistakes, and provide greater peace of mind for themselves and their loved ones.

Carolyn says her motto is “Helping People Solves Life’s Puzzles.”

Listen to the 8/20/26 podcast: https://www.haystackhelpradio.com/wp-content/uploads/2026/08/Haystack-08-20-26-Carolyn-Duncan.mp3

Call for your free 30-minute consultation.

Be sure to tune in - Your Legacy Your Way airs every Thursday at 12:30 PM – 1PM on 560AM KLZ. Download the KLZ 560 APP from the App Store or Google Play.

Call Duncan Legal today 303-394-2358.

Get your free Guide to Estate Planning Basics at www.DuncanLegal.com

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2821 S Parker Road
Aurora, CO
80114

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+17202018585

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