Innovative Captive Strategies

09/22/2025

The “hardening market” may feel like an untreatable condition, but we’ve got the right prescription: data, strategy, and joining an Employee Benefits Group Captive.

Think of it as a care plan for your employee benefits — no miracle pill, just a regimen that reduces cost volatility, strengthens partnerships, and keeps your plan and people healthy.

Symptoms of ignoring it? Higher costs, unpredictable claims, and more headaches than your pharmacy can handle.

Population Health Manager Hillary Shaw outlines the diagnosis on our blog.

Sick of the hardening market? We've got a prescription designed for success: captives, data, and smart strategy.

09/19/2025

We cannot stop thinking about our latest QUEST Member Meeting in Salt Lake City! Our members and partners truly came together to share best practices and inspire each other for the year ahead.

What an incredible awards night with some beautiful Salt Lake City views.

09/18/2025

We're all about safety here! The Delta Indemnity Group recently held a Risk Control Workshop in Minneapolis. Attendees participated in a crisis simulation, practicing techniques for managing the media and responding as events unfolded.

A huge thank you to Rob Dahl from Holmes Murphy's Construction team and Jennifer Miller with Rockford Gray for sharing their expertise, and to all who joined us for such an engaging and impactful workshop!

09/17/2025

Work hard, ride harder! Our ICS crew soaked up a perfect fall day on the trails, complete with a few pit stops, at our annual Do Biking BOLDLY outing!

09/16/2025

We are honored to share that has been nominated for Captive International and Captive Review's 7th Annual Cayman Awards in the Captive Consultant category!

Voting is open until Sunday, October 5: https://okt.to/3Asu50.

09/10/2025

The school year is unpredictable with snow days, pop quizzes, and science fairs, and healthcare spending can feel the same way. With traditional insurance, you may be left wondering if the decisions you make at the beginning of the year will continue to meet your needs.

When you work with ICS, you don’t have to worry about shifts. Our durable and stable captive solutions are focused on your success now and in the future.

Learn more about working with us: https://okt.to/RrcktV.

Discover how an ICS captive can transform your employee benefits and deliver long-term value for your organization.

09/05/2025

Could working past retirement have positive benefits? 90% of workers in a recent University of Michigan study aged 65 years or older shared that this practice has benefited their lives post-retirement.

Ann Arbor, MI — People who choose to work beyond the traditional retirement age report experiencing physical and mental health benefits at a higher percentage than their slightly younger counterparts.

09/04/2025

Productivity falls by 2–3% for every degree above 68 degrees, and over the past five decades, rising heat levels have potentially put our workers at risk and impacted performance overall. It’s clear that heat injury prevention is more important than ever.

A new joint report finds billions of workers face serious health and productivity threats from climate-driven heat stress, urging urgent action to protect vulnerable populations.

09/02/2025

End-of-summer lesson: never underestimate a pool of talent, especially when it’s the ICS ladies! 💜 This is how we do team-building to wrap up the summer season.

08/29/2025

Working with chemicals without proper protective wear can be fatal. It’s important to create systems of protection for your employees to keep them safe while handling corrosive materials.

Washington — When chemical facility operators find flawed equipment, it’s “not enough to simply identify a deficiency if that deficiency goes unmanaged and unmitigated,” the Chemical Safety Board says.

08/28/2025

The summer may be winding down, but the weather is still hot! Reach out to your team for feedback and ensure you’re taking the steps needed to keep your team safe.

Basics like shade, water and rest can help, but HR should involve workers in the planning process, sources told HR Dive.

08/26/2025

It’s that time of year — backpacks, sharpened pencils, and the hunt for the perfect notebook.

Just like students gear up with the right supplies, businesses need the right strategy to prepare for the year ahead. When it comes to employee benefits, choosing the wrong coverage can leave you stuck with flimsy results.

That’s where an ICS Employee Benefits Captive comes in — durable, transparent, and built to deliver value long after the first day of “class.”

Captive Executive Ben Renner explains how joining a captive can set your organization up for success this year and beyond: https://okt.to/pbAzT8.