
08/05/2025
💼Insurance Unpacked
“When Your Limits Hit a Wall, Umbrella Kicks In” ☔
Your home and auto policies come with liability limits—but what happens when a major claim blows past them?
That’s where umbrella insurance steps in. It’s an extra layer of protection designed to help cover what your primary policy can’t.
✔️ Additional liability coverage beyond home & auto
✔️ Helps protect your savings, income & assets
✔️ May cover personal injury like slander or libel
✔️ Includes legal defense on covered claims
✔️ Requires underlying insurance to respond
It’s not just for the ultra-wealthy—it’s for anyone who wants peace of mind when the unexpected hits.
💬 Want to know if an umbrella policy makes sense for your situation? We’re here to walk you through it—without the jargon.